Union County property record for 10821 Stone Bunker Dr, Mint Hill, NC 28227
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,126 sqft · built 2007 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,500 (Dec 2007) |
| Tax Bill | $3,357 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-309-119 |
| Primary APN | 08-309-119 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,126 sqft Living Area |
| 1st Floor Area | 2,099 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 15,682 sqft (0.36 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 10821 STONE BUNKER DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28227-7058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 MINT |
| Legal Description | #274 OLDE SYCAMORE PH2/MP3 OPCH860 |
| Legal Subdivision | OLDE SYCAMORE |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20203 |
10821 Stone Bunker Dr, a rural home, is owned and occupied by two individuals who bought it in December 2007.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10821 STONE BUNKER DR, CHARLOTTE, NC 28227-7058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2007 · Amount on File |
| Deed Sale | Dec 20, 2007 · Amount on File |
| Prior Sale | Jul 17, 2007 · Amount on File |
| Deed Document Number | 200754701 |
| Deed Book / Page | 4767 / 551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 10821 STONE BUNKER DR, MINT HILL, NC 28227-7058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000900423 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 9004/23 |
| Instrument | 26095 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 10821 Stone Bunker Dr was $3,357.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $704,000 (-) Land $123,000 Building $581,000 | $704,000 (-) Land $123,000 Building $581,000 | |
| 2025 | $3,357.00 | $704,000 Land $123,000 Building $581,000 | $704,000 Land $123,000 Building $581,000 |
| 2023 | $2,777.00 | $439,400 Land $84,000 Building $355,400 | $439,400 Land $84,000 Building $355,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10821 Stone Bunker Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10821 Stone Bunker Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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