10821 Secor Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10821 Secor Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2023)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-255-056-00`

Property Details

APN / Parcel Number

Primary APN	`02-255-056-00`

Exterior

Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10821 SECOR RD
City	TEMPERANCE
State	MI
Zip	48182-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN ACRES E 1/2 OF LOT 39
Legal Subdivision	GOLDEN ACRES
Legal Lot Number	39
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	833100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10821 SECOR RD, TEMPERANCE, MI 48182-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage DIRECTIONS CU
Apr 7, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Oct 2, 2014 · Amount on Record
Deed Document Number	202314368
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0000004957
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 28, 2023
Property Address	10821 SECOR RD, TEMPERANCE, MI 48182-9753
Document Number	0000014368
Map Reference	LB 10 PG 14
Instrument Date	Sep 27, 2023
Instrument	2023R14368
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10821 SECOR RD, TEMPERANCE, MI 48182-9753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10821 SECOR RD, TEMPERANCE, MI 48182-9753
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014369
Date	Sep 28, 2023
Instrument	2023R14369

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10821 SECOR RD, TEMPERANCE, MI 48182-9753
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10821 SECOR RD, TEMPERANCE, MI 48182-9753

Mortgage

Document Number	0000007220
Date	Apr 7, 2022
Instrument	2022R07220

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,700 (+33.63%) Land $74,700	$149,400 (+33.63%) Land $149,400
2025	$1,668.00 (+46.83%) Homeowner's exemption
2023	$1,136.00 Homeowner's exemption	$55,900	$111,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Secor Rd

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