10821 Hammock Dr, Largo, FL 33774 Property Records

Pinellas County property record for 10821 Hammock Dr, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,794 sqft · built 1967
Lot Size	0.228 acres (9,971 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2025)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-1523-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-1523-8`
Alternative APNs	`18-30-15-98784-000-0640` `153018987840000640` `R192097`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,794 sqft Heated Area
1st Floor Area	1,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,971 sqft (0.228 acres)
Lot Dimensions	105 ft deep x 95 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	212 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R192097
Old Parcel Number	153018987840000640
Street Address	10821 HAMMOCK DR
City	LARGO
State	FL
Zip	33774-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND HILLS LOT 64
Legal Range	15
Legal Township	30
Legal Section	18
Legal Subdivision	WOODLAND HILLS
Legal Lot Number	64
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2006
Census Tract	25119

Owner

Source: Pinellas County records · APN C62-000-751-1523-8

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10821 HAMMOCK DR, LARGO, FL 33774-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2025 · Amount on Record
Deed Sale	Oct 02, 2025 · Amount on Record
Deed Document Number	2025281327
Deed Book / Page	23314 / 619
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 02, 2025
Property Address	10821 HAMMOCK DR, LARGO, FL 33774-4512
Document Number	0233140619
Book / Page	23314 / 619
Map Reference	MB 60 PG 88
Instrument Date	Sep 24, 2025
Instrument	2025281327
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13853 MEARES DR, LARGO, FL 33774-4519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10821 HAMMOCK DR, LARGO, FL 33774-4512

Mortgage

Document Number	0023314621
Date	Oct 02, 2025
Instrument	23314/621

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00 (+5.67%) Homeowner's exemption Widower's exemption	$170,838 (+2.9%)	$425,547 (-0.19%) Land $201,283 Building $224,264
2024	$2,469.00 (+3%) Homeowner's exemption Widower's exemption	$166,023 (+3%)	$426,376 (+0.87%) Land $239,163 Building $187,213
2023	$2,397.00 (+2.79%) Homeowner's exemption Widower's exemption	$161,187 (+3%)	$422,696 (+12.1%) Land $251,648 Building $171,048
2022	$2,332.00 Homeowner's exemption Widower's exemption	$156,492	$377,067 Land $242,209 Building $134,858

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030251192, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 498 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.