10821 Belding Rd NE, Belding, MI 48809 Property Records

Kent County property record for 10821 Belding Rd NE, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1977
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-12-17-201-006`

Property Details

APN / Parcel Number

Primary APN	`41-12-17-201-006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	32,670 sqft (0.75 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10821 BELDING RD NE
City	BELDING
State	MI
Zip	48809-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	E 120 FT OF W 200 FT OF S 333 FT OF THAT PART OF W 1/2 NE 1/4 LYING N OF CL OF HWY M44 EX THAT PART LYING S OF N LINE OF HWY
Legal Range	09W
Legal Township	08N
Legal Section	17
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	1
Census Block	1027
Census Tract	10902

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10821 BELDING RD NE, BELDING, MI 48809-9347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 5, 2020	Quit Claim Deed, Transfer · FHA Mortgage MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020
Deed Sale	Mar 5, 2020
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	202019452
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000019452
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10821 BELDING RD NE, BELDING, MI 48809-9347
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10821 BELDING RD NE, BELDING, MI 48809-9347

Mortgage

Document Number	0000134961
Date	Dec 16, 2021
Instrument	20211216-0134961

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Mar 5, 2020
Property Address	10821 BELDING RD NE, BELDING, MI 48809-9347
Document Number	0000019452
Instrument Date	Feb 21, 2020
Instrument	19452
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	TRANSNATION TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10821 BELDING RD NE BELDING MI 488099347, BELDING, MI 48809-9347

Mortgage

Document Number	19453
Date	Mar 5, 2020
Instrument	19453

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LATHRUP VILLAGE, MI 48076

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,000 (-15.1%)	$244,000 (-15.1%)
2025	$1,749.00 (+21.71%)	$143,700 (+47.69%)	$287,400 (+47.69%)
2023		$97,300	$194,600
2019	$1,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Point Broadband, T-Mobile.

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