10820 Tuff Ln, Davidson, NC 28036 Property Records

Cabarrus County property record for 10820 Tuff Ln, Davidson, NC 28036 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,852 sqft · built 2024
Lot Size0.174 acres (7,579 sqft)
OwnerIndividual Name on File
Last Sale$494,500 (May 2024)
Tax Bill$5,654 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN03008D0113.000000

Property Details

APN / Parcel Number

Primary APN03008D0113.000000
Alternative APNs
  • 4672 69 0309
  • 170735

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,852 sqft Living Area
Gross Area3,472 sqft
1st Floor Area1,216 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAsbestos
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.174 acres)
Lot Width60 ft Width
Garage TypeMixed
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area608 sqft
PorchSlab
Porch Area72 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number170735
Street Address10820 TUFF LN
CityDAVIDSON
StateNC
Zip28036-9630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 113 ADAIR WOODS
Legal SubdivisionADAIR WOODS
Legal Lot Number113
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1012
Census Tract41301

Owner

Source: Cabarrus County records · APN 03008D0113.000000

Assessment roll updated September 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10820 TUFF LN, DAVIDSON, NC 28036-9630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2024 · Amount on Record
Deed SaleMay 23, 2024 · Amount on Record
Deed Document Number202410486
Deed Book / Page16941 / 161
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10820 TUFF LN, DAVIDSON, NC 28036-9630
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10820 TUFF LN, DAVIDSON, NC 28036-9630

Mortgage

Document Number0017625355
DateSep 22, 2025
Book Page17625/355
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2040

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,654.00$498,000 Land $95,000 Building $403,000
2024$498,000 Land $95,000 Building $403,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Uniti Group, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tuff Ln

Nearby Streets

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