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10820 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10820 S Prospect Ave, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,030 sqft · built 1909
Lot Size0.339 acres (14,760 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Apr 2021)
Tax Bill$6,134 (2023)
Deeds & MortgagesApr 2021 Sale & Mortgage
Apr 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-18-405-023

Property Details

APN / Parcel Number

Primary APN25-18-405-023
Alternative APN
  • 25-18-405-023-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,030 sqft Living Area

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1911
Architectural StyleOld Style
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area14,760 sqft (0.339 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address10820 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal Description(RESUBDIVISION) OF LTS11-14 OF HOPKINS RESUB OF LTS4, 8-10 BLK13 WASHINGTON HTS SUB OF PTS SEC7,8,17-20 ALSO LTS11-15 OF SUB
Legal Range14E
Legal Township37N
Legal Section18
Legal SubdivisionWASHINGTON HTS SUB
Legal Block13
Legal Lot Number4,11-
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1002
Census Tract750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10820 S Prospect Ave is owned and occupied by an individual who bought it in April 2021.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address10820 S PROSPECT AVE, CHICAGO, IL 60643-3414
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Apr 15, 2021Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Dec 3, 2020Grant Deed, Transfer
ATTORNEY ONLY
Aug 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2021 · Amount on File
Deed SaleApr 15, 2021 · Amount on File
Prior SaleDec 3, 2020 · Amount on File
Deed Document Number20217523
Prior Transfer DateJan 21, 2021
Prior Transfer Doc0000007522
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 15, 2021
Property Address10820 S PROSPECT AVE, CHICAGO, IL 60643-3414
Document Number0010507523
Instrument DateMar 30, 2021
Instrument2110507523
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$445.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10820 S PROSPECT AVE, CHICAGO, IL 60643-3414

Mortgage

Document Number0010507524
DateApr 15, 2021
Instrument2110507524
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateApr 15, 2021
Property Address10820 S PROSPECT AVE, CHICAGO, IL 60643-3414
Document Number0010507522
Instrument DateJan 21, 2021
Instrument2110507522
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5424 W MADISON ST, 5424, CHICAGO, IL 60644-4029

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 S SPENCER RD, NEW LENOX, IL 60451-2059

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateDec 3, 2020
Property Address10820 S PROSPECT AVE, CHICAGO, IL 60643-3414
Document Number2033828144
Instrument DateOct 30, 2020
Instrument33828144
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$206.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5424 W MADISON ST CHICAGO IL 606444029, CHICAGO, IL 60644-4029

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 10, 2020
Property Address10820 S PROSPECT AVE, CHICAGO, IL 60643-3414
Document Number2022321009
Instrument DateMay 19, 2020
Instrument22321009
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,000 Land $18,450 Building $18,550$370,000 Land $184,500 Building $185,500
2023$6,134.00 (+2.54%)
2022$5,982.00 (+2.29%) Homeowner's exemption$29,000 (-) Land $12,969 Building $16,031$290,000 (-) Land $129,690 Building $160,310
2021$5,848.00 Homeowner's exemption$29,000 Land $12,969 Building $16,031$290,000 Land $129,690 Building $160,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10820 S Prospect Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1997–2013)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10820 S Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

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