St. Joseph County property record for 10820 N River Rd, Constantine, MI 49042 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,568 sqft |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,104 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-031-002-15 |
| Primary APN | 003-031-002-15 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,568 sqft Building Perimeter |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Lot Area | 46,609 sqft (1.07 acres) |
|---|---|
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10820 N RIVER RD |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM E 1/4 COR SEC 31 T7S R12W TH N 0D 43M 59S W 71.37 FT TH SWLY ALG C/L NORTH RIVER RD ALG FOLG 4 COURSES: S 86D 31M 49S W 1 |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 31 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 41101 |
Source: St. Joseph County records · APN 003-031-002-15
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10820 N RIVER RD, CONSTANTINE, MI 49042-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 10820 N RIVER RD, CONSTANTINE, MI 49042-9609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10820 N RIVER RD, CONSTANTINE, MI 49042-9609 |
| Document Number | 2022002027 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022002027 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Constantine Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,800 Land $10,000 Building $137,800 | $295,600 Land $20,000 Building $275,600 | |
| 2025 | $2,104.00 Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midwest Energy Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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