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10820 E Watershed Dr, Tucson, AZ 85748 Property Records

Pima County property record for 10820 E Watershed Dr, Tucson, AZ 85748

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,622 sqft · built 1997
Lot Size0.149 acres (6,493 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Sep 2009)
Tax Bill$2,793 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN133-50-2910

Property Details

APN / Parcel Number

Primary APN133-50-2910

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,622 sqft Living Area
1st Floor Area1,622 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Roof MaterialTile
Lot Area6,493 sqft (0.149 acres)
Parking Spaces2 Parking Spaces
PorchPatio

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address10820 E WATERSHED DR
CityTUCSON
StateAZ
Zip85748-7089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSILVERADO HILLS BLOCK 2 LOT 0139
Legal Range15E
Legal Township14S
Legal Section12
Legal SubdivisionSILVERADO HILLS BLOCK 2
Legal Block2
Legal Lot Number139
JurisdictionPIMA AZ
Township / Civil DivisionTUCSON
Census Block Group2
Census Block2024
Census Tract4044

Owner

10820 E Watershed Dr is owned and occupied by two individuals who bought it in September 2009.

Source: Pima County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address10820 E WATERSHED DR, TUCSON, AZ 85748-7089
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TUCSON FCU
Jul 19, 2021Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2009 · Amount on File
Deed SaleSep 22, 2009 · Amount on File
Prior SaleMar 30, 2001 · Amount on File
Deed Document Number2009183582
Deed Book / Page13648 / 2303
Prior Transfer DateJan 17, 1997
Prior Transfer Doc0000000038
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address10820 E WATERSHED DR, TUCSON, AZ 85748-7089
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10820 E WATERSHED DR, TUCSON, AZ 85748-7089

Mortgage

Document Number0000680287
DateMar 9, 2023
Instrument20230680287
Lender
NameTUCSON FCU
TypeCredit Union
AddressTUCSON, AZ 85733
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueMar 15, 2038

July 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionPIMA AZ
Recording DateJul 19, 2021
Property Address10820 E WATERSHED DR, TUCSON, AZ 85748-7089
Document Number0002000557
Map ReferenceMB 43 PG 36
Instrument DateJul 14, 2021
Instrument20212000557
Transaction TypeTransfer
Record UpdatedJul 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10820 E WATERSHED DR, 10820, TUCSON, AZ 85748-7089

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 10820 E Watershed Dr was $2,793.

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateArizona
CountyPima County
MunicipalityTucson City
Unified School DistrictTucson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,138$300,338
2025$2,793.00
2024$29,580$295,802
2023$2,507.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10820 E Watershed Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10820 E Watershed Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUCSON
serves 732,906 people · EPA ID AZ0410112
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Simply Bits
Fixed Wireless		100 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: Bluespan Wireless, Verizon.

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