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10820 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 10820 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,224 sqft · built 1973
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Tax Bill$7,312 (2024)
Deeds & MortgagesMay 2022 Transfer
Flood ZoneZone X (minimal risk)
APN29-14-05-302-018.000-018

Property Details

APN / Parcel Number

Primary APN29-14-05-302-018.000-018
Alternative APN
  • 1614050302018000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,224 sqft Living Area
Gross Area4,412 sqft
1st Floor Area3,224 sqft
2nd Floor Area1,088 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions215 ft deep x 110 ft wide
Garage TypeAttached
Garage Area1,188 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address10820 E LAKESHORE DR
CityCARMEL
StateIN
Zip46033-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, THE WOODLANDS, SECTION 1, LOT 56, IRREGULAR SHAPE
Legal Range04
Legal Township17
Legal Section05
Legal SubdivisionTHE WOODLANDS SECTION 1
Legal Lot Number56
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1000
Census Tract111004

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10820 E LAKESHORE DR, CARMEL, IN 46033-3911
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2022
Deed SaleMay 19, 2022
Prior SaleOct 2, 2001 · Amount on Record
Deed Document Number202224972
Prior Transfer DateMay 18, 2022
Prior Transfer Doc0000024972
Record UpdatedSep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateMay 19, 2022
Property Address10820 E LAKESHORE DR, CARMEL, IN 46033-3911
Document Number0000024972
Map ReferenceMB 4 PG 76&77
Instrument DateMay 19, 2022
Instrument2022024972
Transaction TypeTransfer
Record UpdatedJun 6, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address108201 LAKESHIRE DRIVE, CARMEL, IN 46032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$369,100 (+3.48%) Land $126,800 Building $242,300$369,100 (+3.48%) Land $126,800 Building $242,300
2024$7,312.00 (+0.03%)$356,700 (-0.39%) Land $126,800 Building $229,900$356,700 (-0.39%) Land $126,800 Building $229,900
2023$7,310.00 (+95.4%) Homeowner's exemption$358,100 (-3.92%) Land $73,200 Building $284,900$358,100 (-3.92%) Land $73,200 Building $284,900
2022$3,741.00 Homeowner's exemption$372,700 Land $73,200 Building $299,500$372,700 Land $73,200 Building $299,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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