Kings County property record for 10820 Cedar St, Armona, CA 93202
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,800 sqft · built 1964 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Sep 2018) |
| Tax Bill | $150 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-040-012-000 |
| Primary APN | 017-040-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 11,600 sqft (0.266 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Solar |
| Street Address | 10820 CEDAR ST |
|---|---|
| City | ARMONA |
| State | CA |
| Zip | 93202-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | SEC 32/18/21 LOT 1 CEDAR HEIGHTS SUB |
| Legal Subdivision | CEDAR HEIGHTS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | KINGS CA |
| Township / Civil Division | HANFORD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 500 |
10820 Cedar St is owned by an individual who bought it in September 2018.
Source: Kings County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1324, ARMONA, CA 93202-1324 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 14, 2018 | Grant Deed, Transfer · VA Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | Dec 10, 2009 · Amount on File |
| Deed Document Number | 201815364 |
| Prior Transfer Date | Jun 17, 2005 |
| Prior Transfer Doc | 0000019951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGS CA |
| Property Address | 10820 CEDAR ST, ARMONA, CA 93202-7705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 10820 CEDAR ST, ARMONA, CA 93202-7705 |
| Document Number | 0000018927 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2018927 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGS CA |
| Property Address | 10820 CEDAR ST, ARMONA, CA 93202-7705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000001848 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2001848 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KINGS CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 10820 CEDAR ST, ARMONA, CA 93202-7705 |
| Document Number | 0000015364 |
| Map Reference | MB 5 PG 71 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 1815364 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10820 CEDAR ST, ARMONA, CA 93202-7705 |
| Document Number | 0000015365 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 1815365 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 10820 Cedar St was $150 with a disabled person's exemption.
Source: Kings County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kings County |
| Elementary School District | Armona Union Elementary School District (KG - 08) |
| Secondary School District | Hanford Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $192,288 (+2%) Land $45,510 Building $146,778 | |
| 2025 | $150.00 | $188,518 Land $44,618 Building $143,900 |
| 2023 | $181,200 Land $42,887 Building $138,313 | |
| 2022 | $198.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10820 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 11, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10820 Cedar St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARMONA COMMUNITY SERVICES DIST serves 4,143 people · EPA ID CA1610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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