Jefferson County property record for 10820 Bailey School Rd, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1,627 sqft · built 2010 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,500 (Jun 2015) |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1.0-02.0-0-000-058.48 |
| Primary APN | 18-1.0-02.0-0-000-058.48 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,627 sqft Living Area |
| Gross Area | 2,551 sqft |
| 1st Floor Area | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Porch | Open Frame Porch |
| Porch Area | 235 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10820 BAILEY SCHOOL RD |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAILEY STATION 7 LOT 181 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 02 |
| Legal Subdivision | BAILEY STATION 7 |
| Legal Block | 2 |
| Legal Lot Number | 181 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700801 |
10820 Bailey School Rd is owned and occupied by two individuals who bought it in June 2015.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10820 BAILEY SCHOOL RD, FESTUS, MO 63028-3162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS CU |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 21, 2018 | Deed of Trust, Mortgage ANHEUSER BUSCH EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on File |
| Deed Sale | Jun 23, 2015 · Amount on File |
| Prior Sale | Jun 2, 2010 · Amount on File |
| Deed Document Number | 201519781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 10820 BAILEY SCHOOL RD, FESTUS, MO 63028-3162 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 10820 BAILEY SCHOOL RD, FESTUS, MO 63028-3162 |
| Document Number | 0000018657 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022R-018657 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 5, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 10820 BAILEY SCHOOL RD, FESTUS, MO 63028-3162 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Address | 10820 BAILEY SCHOOL RD, FESTUS, MO 63028-3162 |
| Document Number | 0000041159 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021R-041159 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 10820 BAILEY SCHOOL RD, FESTUS, MO 63028-3162 |
| Document Number | 0000038936 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10820 BAILEY SCHOOL RD FESTUS MO 630283162, FESTUS, MO 63028-3162 |
| Document Number | 0000038936 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 38936 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Dec 27, 2043 |
The 2025 property tax bill for 10820 Bailey School Rd was $2,865.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,200 (-) Land $9,600 Building $42,600 | $274,700 Land $50,600 Building $224,100 | |
| 2025 | $2,865.00 | $52,200 Land $9,600 Building $42,600 | |
| 2024 | $274,700 (+17.69%) Land $50,600 Building $224,100 | ||
| 2023 | $2,495.00 | $44,300 Land $9,600 Building $34,700 | $233,400 Land $50,600 Building $182,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10820 Bailey School Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10820 Bailey School Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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