Pierce County property record for 10820 280th St E, Graham, WA 98338
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,710 sqft · built 2008 |
| Lot Size | 4.98 acres (216,929 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Apr 2006) |
| Tax Bill | $9,741 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041834-3-036 |
| Primary APN | 041834-3-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,710 sqft Living Area |
| Gross Area | 4,420 sqft |
| Basement Area | 1,138 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 216,929 sqft (4.98 acres) |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 3,068 sqft |
| Deck Area | 352 sqft |
| Patio Area | 58 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 10820 280TH ST E |
|---|---|
| City | GRAHAM |
| State | WA |
| Zip | 98338-6791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSR |
| Legal Description | SECTION 34 TOWNSHIP 18 RANGE 04 QUARTER 31 : L 1 OF LARGE LOT SUBD 86-08-28-0553 TOG/W EASE & RESTRICTIONS OF RECORD OUT OF 3-024 SEG X-1044 PP ES (DC6750KT10-1-87) |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 34 |
| Legal Subdivision | LARGE LOT SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 73119 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10820 280TH ST E, GRAHAM, WA 98338-6791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TAPCO CU |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TAPCO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2006 · Amount on Record |
| Deed Sale | Apr 27, 2006 · Amount on Record |
| Prior Sale | Jul 28, 2004 · Amount on Record |
| Deed Document Number | 2006571 |
| Prior Transfer Date | Feb 18, 2004 |
| Prior Transfer Doc | 0000000643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 10820 280TH ST E, GRAHAM, WA 98338-6791 |
| Document Number | 2006090435 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10820 280TH ST E GRAHAM WA 983386791, GRAHAM, WA 98338-6791 |
| Document Number | 2006090435 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 202006090435 |
| Name | TAPCO CU |
|---|---|
| Type | Credit Union |
| Address | FIRCREST, WA 98466 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 10820 280TH ST E, GRAHAM, WA 98338-6791 |
| Document Number | 1708240483 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10820 280TH ST E GRAHAM WA 983386791, GRAHAM, WA 98338-6791 |
| Document Number | 1708240483 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 201708240483 |
| Name | TAPCO CU |
|---|---|
| Type | Credit Union |
| Address | TACOMA, WA 98466 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 23, 2027 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,741.00 (+2.84%) | $906,400 (+11.54%) Land $267,300 Building $639,100 | $906,400 (+11.54%) Land $267,300 Building $639,100 |
| 2025 | $9,472.00 (+1.87%) | ||
| 2024 | $9,298.00 (-2.91%) | $812,600 (-5.4%) Land $274,900 Building $537,700 | $812,600 (-5.4%) Land $274,900 Building $537,700 |
| 2023 | $9,577.00 | $859,000 Land $290,200 Building $568,800 | $859,000 Land $290,200 Building $568,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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