1082 Wisner St, Mount Morris, MI 48458 Property Records

Genesee County property record for 1082 Wisner St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 752 sqft · built 1950
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Jan 2022)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-501-158`

Property Details

APN / Parcel Number

Primary APN	`11-06-501-158`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	752 sqft Living Area
1st Floor Area	752 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Foundation Type	Raised
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1082 WISNER ST
City	MOUNT MORRIS
State	MI
Zip	48458-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	E 1/2 OF LOT 162 AND LOT 163 DIXIE HILLS
Legal Subdivision	DIXIE HILLS
Legal Lot Number	162-163
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1009
Census Tract	12311

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1082 WISNER ST, MOUNT MORRIS, MI 48458-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Sep 13, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
Sep 13, 2018	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Mar 19, 2004 · Amount on Record
Deed Document Number	20223699
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	0000054019
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 19, 2022
Property Address	1082 WISNER ST, MOUNT MORRIS, MI 48458-1625
Document Number	0000003699
Map Reference	LB 13 PG 15
Instrument Date	Dec 22, 2021
Instrument	202201190003699
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 WISNER ST, 1082, MOUNT MORRIS, MI 48458-1625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 WISNER ST, MOUNT MORRIS, MI 48458-1625

Mortgage

Document Number	0000003700
Date	Jan 19, 2022
Instrument	202201190003700

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000003701
Date	Jan 19, 2022
Instrument	202201190003701

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1082 WISNER ST, MOUNT MORRIS, MI 48458-1625
Document Number	0000088383
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1082 WISNER ST MOUNT MORRIS MI 484581625, MOUNT MORRIS, MI 48458-1625

Mortgage

Document Number	0000088383
Date	Sep 24, 2018
Instrument	88383

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	1082 WISNER ST, MOUNT MORRIS, MI 48458-1625
Document Number	0000089688
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1082 WISNER ST MOUNT MORRIS MI 484581625, MOUNT MORRIS, MI 48458-1625

Mortgage

Document Number	0000089688
Date	Sep 28, 2018
Instrument	89688

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,300 (+5%) Land $3,200 Building $45,100	$96,600 (+5%) Land $6,400 Building $90,200
2025	$1,753.00 (-4.1%) Homeowner's exemption	$46,000 (+26.03%)	$92,000 (+26.03%)
2024	$1,828.00 (+161.52%)
2023		$36,500	$73,000
2021	$699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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