1082 W 23rd St, Upland, CA 91784 Property Records

San Bernardino County property record for 1082 W 23rd St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1980
Lot Size	0.273 acres (11,875 sqft)
Owner	2 Trust Names on File
Last Sale	$860,000 (Sep 2022)
Tax Bill	$6,074 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1004-071-64-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-071-64-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,875 sqft (0.273 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	440 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1082 W 23RD ST
City	UPLAND
State	CA
Zip	91784-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10192 LOT 5
Legal Subdivision	TRACT NO. 10192
Legal Tract	10192
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2002
Census Tract	814

Owner

1082 W 23rd St is held in a trust since September 2022.

Source: San Bernardino County records, as of September 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 8233, LA VERNE, CA 91750-8233
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 29, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 19, 2022	Grant Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	Oct 30, 2009 · Amount on File
Deed Document Number	2022317885
Prior Transfer Date	Dec 10, 2014
Prior Transfer Doc	0000021654
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 26, 2026
Property Address	1082 W 23RD ST, UPLAND, CA 91784-1215
Document Number	0000224267
Instrument Date	Aug 21, 2026
Instrument	2026224267
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	1082 W 23RD ST, UPLAND, CA 91784-1215

Mortgage

Document Number	0000224267,
Date	Aug 26, 2026
Instrument	2026224267

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 15, 2026
Property Address	1082 W 23RD ST, UPLAND, CA 91784-1215
Document Number	0000097136
Instrument Date	Apr 9, 2026
Instrument	202697136
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 29, 2022
Property Address	1082 W 23RD ST, UPLAND, CA 91784-1215
Document Number	0000327391
Map Reference	MB 147 PG 24-26
Instrument Date	Sep 21, 2022
Instrument	2022-0327391
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8233, LA VERNE, CA 91750-8233

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2022
Property Address	1082 W 23RD ST, UPLAND, CA 91784-1215
Document Number	0000317885
Map Reference	MB 147 PG 24-26
Instrument Date	Aug 18, 2022
Instrument	2022-0317885
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE LA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 W 23RD ST, UPLAND, CA 91784-1215

Mortgage

Document Number	0000317886
Date	Sep 19, 2022
Instrument	2022-0317886

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1082 W 23rd St was $6,074.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,773 (+2%) Land $195,221 Building $362,552
2025	$6,074.00 Homeowner's exemption	$546,836 Land $191,393 Building $355,443
2023	$5,793.00 (+0.91%) Homeowner's exemption	$525,602 Land $183,961 Building $341,641
2022	$5,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1082 W 23rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1082 W 23rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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