1082 Valley River Ave, Murphy, NC 28906 Property Records

Cherokee County property record for 1082 Valley River Ave, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,478 sqft · built 1900
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Tax Bill$2,221 (2025)
Flood ZoneZone X (minimal risk)
APN459208880203000

Property Details

APN / Parcel Number

Primary APN459208880203000
Alternative APN
  • 440200101698

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,478 sqft Heated Area
Gross Area4,142 sqft
1st Floor Area1,962 sqft
Upper Floors Area1,516 sqft
FlooringWood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions208 ft deep x 132 ft wide
Garage TypeMixed
Garage Area520 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area419 sqft
Deck Area270 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number440200101698
Street Address1082 VALLEY RIVER AVE
CityMURPHY
StateNC
Zip28906-2886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWEST PROP 902/121 A/25
Legal Phase902
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2030
Census Tract930402

Owner

Source: Cherokee County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1082 VALLEY RIVER AVE, MURPHY, NC 28906-2886
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,221.00$336,270 (+1.27%)$336,270 (+1.27%) Land $40,800 Building $295,470
2023$332,040$332,040 Land $40,800 Building $291,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MURPHY
serves 4,498 people · EPA ID NC0120010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Peachtree Broadband Fiber.

Nearby Properties on Valley River Ave

Nearby Streets

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