Elmore County property record for 1082 Trace Rd, Wetumpka, AL 36092
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,077 sqft · built 2016 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,042 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-20-0-000-012.004 |
| Primary APN | 12-04-20-0-000-012.004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,077 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Upper Floors Area | 325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Type | Attached |
| Garage Area | 1,770 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 358 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1082 TRACE RD |
|---|---|
| City | WETUMPKA |
| State | AL |
| Zip | 36092-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE INTERSECTION OF THE E R/W OF CO RD 206 & N LINE OF SW 1/4 SE 1/4 OF SEC 20 T19N R19E; E 1051'(S); S 659'(S); W 134 |
| Legal Range | 19E |
| Legal Township | 19N |
| Legal Section | 20 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | WETUMPKA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30600 |
1082 Trace Rd is owned and occupied by an individual.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1082 TRACE RD, WETUMPKA, AL 36092-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Line of Credit GUARDIAN CU |
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 1082 TRACE RD, WETUMPKA, AL 36092-4128 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023/55184 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 2023/55184 |
| Name | GUARDIAN CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36109 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 1082 TRACE RD, WETUMPKA, AL 36092-4128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 02022/8639 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 2022/8639 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
The 2026 property tax bill for 1082 Trace Rd was $1,042, up 3.6% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,042.00 (+3.58%) | ||
| 2025 | $1,006.00 (+21.64%) | $39,960 (+21.83%) | $440,130 (+20.75%) Land $111,190 Building $328,940 |
| 2024 | $827.00 (-0.84%) | $32,800 (-10.72%) | $364,490 (-0.79%) Land $101,090 Building $263,400 |
| 2023 | $834.00 (+14.25%) | $36,739 (+14.56%) Land $10,109 Building $26,630 | $367,390 (+14.56%) Land $101,090 Building $266,300 |
| 2022 | $730.00 | $32,069 Land $7,229 Building $24,840 | $320,690 Land $72,290 Building $248,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1082 Trace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1082 Trace Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Central Access Fiber | 1,000 / 1,000 |
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