1082 Timber Reap Trl, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 1082 Timber Reap Trl, Loxahatchee, FL 33470

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,453 sqft · built 2019
Lot Size	0.223 acres (9,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,468 (Dec 2019)
Tax Bill	$10,487 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-40-43-28-01-000-2130`

Property Details

APN / Parcel Number

Primary APN	`00-40-43-28-01-000-2130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,453 sqft Living Area
Gross Area	4,477 sqft
1st Floor Area	2,074 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	9,692 sqft (0.223 acres)
Garage Type	Attached
Garage Area	682 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1082 TIMBER REAP TRL
City	LOXAHATCHEE
State	FL
Zip	33470-6087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ARDEN PUD POD A EAST & POD B EAST LT 213
Legal Range	40E
Legal Township	43S
Legal Section	28
Legal Subdivision	ARDEN PUD POD A
Legal Lot Number	213
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1010
Census Tract	7849

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 31, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 23, 2019	Grant Deed, Transfer
Jun 5, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	2019475148
Deed Book / Page	31123 / 1949
Last Transfer Date	Nov 7, 2025
Transfer Doc	0361281405
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Nov 13, 2025
Property Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087
Document Number	0361281405
Book / Page	36128 / 1405
Map Reference	MB 122 PG 64
Instrument Date	Nov 7, 2025
Instrument	20250402999
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087

Mortgage

Document Number	0328411836
Date	Sep 2, 2021
Book Page	32841/1836
Instrument	20210411580

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 31, 2019
Property Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087
Document Number	0311231949
Book / Page	031123 / 001949
Instrument Date	Dec 23, 2019
Instrument	475148
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,168.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1082 TIMBER REAP TRL WELLINGTON FL 334706087, WELLINGTON, FL 33470-6087

Mortgage

Document Number	311231951
Date	Dec 31, 2019
Book Page	031123/001951
Instrument	475149

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 23, 2019
Property Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087
Document Number	0303770431
Book / Page	030377 / 000431
Instrument Date	Jan 18, 2019
Instrument	25191
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Amount	Amount Recorded
Tax	$1,659.90
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6400 CONGRESS AVE #2175 BOCA RATON FL 334872871, 2175, BOCA RATON, FL 33487-2871

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 5, 2018
Property Address	1082 TIMBER REAP TRL, LOXAHATCHEE, FL 33470-6087
Document Number	0298991972
Book / Page	029899 / 001972
Instrument Date	Jun 1, 2018
Instrument	216310
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$6,160.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6400 CONGRESS AVE #2175 BOCA RATON FL 334872871, 2175, BOCA RATON, FL 33487-2871
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,487.00 (+3.85%)	$545,796 (+5.99%)	$714,647 (-3.19%) Land $147,258 Building $567,389
2024	$10,098.00 (+2%)
2023	$9,900.00 (+8.32%) Homeowner's exemption	$514,965 (+12.38%)	$738,220 (+28.08%) Land $149,072 Building $589,148
2022	$9,140.00 Homeowner's exemption	$458,218	$576,386 Land $121,000 Building $455,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

1082 Timber Reap Trl, Loxahatchee, FL 33470 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Timber Reap Trl

Nearby Streets

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