Sumter County property record for 1082 Outridge Loop, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 2,027 sqft · built 2022 |
| Lot Size | 0.176 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $704,795 (Sep 2022) |
| Tax Bill | $9,770 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | G35N026 |
| Primary APN | G35N026 |
|---|
| Building Area | 2,027 sqft Heated Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Lot Area | 7,700 sqft (0.176 acres) |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 23 sqft |
| Street Address | 1082 OUTRIDGE LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-0619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 VILLAGES OF SOUTHERN OAKS UNIT 77 PB 19 PGS 28-28Y |
| Legal Lot Number | 26 |
| Legal Unit | 77 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 911301 |
1082 Outridge Loop is owned and occupied by an individual who bought it in September 2022.
Source: Sumter County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1082 OUTRIDGE LOOP, THE VILLAGES, FL 32163-0619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SILICON VALLEY BANK |
| Sep 6, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on File |
| Deed Sale | Sep 6, 2022 · Amount on File |
| Deed Document Number | 202260043892 |
| Deed Book / Page | 4339 / 371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1082 OUTRIDGE LOOP, THE VILLAGES, FL 32163-0619 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 88 102ND AVE NE, BELLEVUE, WA 98004-5329 |
| Document Number | 0043590055 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 4359/55 |
| Instrument | 202260049607 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CLARA, CA 95054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.62% |
| Index | Other |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Sep 6, 2022 |
| Property Address | 1082 OUTRIDGE LOOP, THE VILLAGES, FL 32163-0619 |
| Document Number | 0043390371 |
| Book / Page | 4339 / 371 |
| Map Reference | MB 19 PG 28&28A-28Y |
| Instrument Date | Aug 24, 2022 |
| Instrument | 202260043892 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,933.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 1082 OUTRIDGE LOOP, THE VILLAGES, FL 32163-0619 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569,080 | $673,390 Land $138,600 Building $534,790 | |
| 2024 | $9,770.00 (+4.17%) | ||
| 2023 | $9,379.00 (+115.66%) Additional exemption filed | $536,950 (+335.84%) Land $138,600 Building $398,350 | $536,950 (+335.84%) Land $138,600 Building $398,350 |
| 2022 | $4,349.00 | $123,200 Land $123,200 | $123,200 Land $123,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1082 Outridge Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 224 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1082 Outridge Loop is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
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