1082 Oram Dr, Adrian, MI 49221 Property Records

Lenawee County property record for 1082 Oram Dr, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,766 sqft · built 1971
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Oct 2014)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XA0-745-0035-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-745-0035-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,766 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	588 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	162 ft deep x 115 ft wide
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1082 ORAM DR
City	ADRIAN
State	MI
Zip	49221-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 35 SUB 2 SCOTTDALE
Legal Subdivision	SCOTTDALE SUB 2
Legal Lot Number	35
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	5
Census Block	5008
Census Tract	61500

Owner

1082 Oram Dr is owned and occupied by two individuals who bought it in October 2014.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1082 ORAM DR, ADRIAN, MI 49221-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 9, 2019	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2014 · Amount on File
Deed Sale	Oct 27, 2014 · Amount on File
Deed Book / Page	2496 / 570
Prior Transfer Date	Apr 27, 2005
Prior Transfer Doc	2296000910
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1082 ORAM DR, ADRIAN, MI 49221-3252
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026170587
Date	Apr 19, 2021
Book Page	2617/587

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1082 ORAM DR, ADRIAN, MI 49221-3252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025820511
Date	Jul 9, 2019
Book Page	2582/511

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1082 Oram Dr was $2,821 with a homeowner's exemption, up 2.4% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,900 (+7.94%)	$233,800 (+7.94%)
2025	$2,821.00 (+2.4%) Homeowner's exemption	$108,300	$216,600
2024	$2,755.00
2023		$93,300 (+7.86%)	$186,600 (+7.86%)
2022		$86,500	$173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1082 Oram Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1082 Oram Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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