1082 Mary Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1082 Mary Ln, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,206 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Oct 2023)
Tax Bill	$9,091 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 47.20-4-5`

Property Details

APN / Parcel Number

Primary APN	`422800 47.20-4-5`
Alternative APN	`280004702000040050000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,206 sqft Living Area
1st Floor Area	1,906 sqft
Upper Floors Area	375 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 84 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1082 MARY LN
City	SCHENECTADY
State	NY
Zip	12306-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,BF,FP,SHD,SPLT,ADD,SP G1/ROG GLEN MARY MNR#3-39 7.-532-24
Legal Subdivision	MARY LANE
Legal Block	4
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2002
Census Tract	32601

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 47.20-4-5

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1082 MARY LN, SCHENECTADY, NY 12306-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	202357537
Deed Book / Page	2117 / 485
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 11, 2023
Property Address	1082 MARY LN, SCHENECTADY, NY 12306-1133
Document Number	0000057537
Book / Page	2117 / 485
Map Reference	DR 69 PG 134
Instrument Date	Sep 15, 2023
Instrument	202357537
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 MARY LN, SCHENECTADY, NY 12306-1133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 VAN ANTWERP RD # J104, J104, SCHENECTADY, NY 12309-4441

Mortgage

Document Number	0000057538
Date	Oct 11, 2023
Instrument	202357538

Lender

Name	CCFCU FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,091.00	$227,000 (-) Land $21,800 Building $205,200	$349,200 (+16.91%) Land $33,536 Building $315,664
2023		$227,000 Land $21,800 Building $205,200	$298,700 Land $28,686 Building $270,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 225 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.