Hardin County property record for 1082 Mack Thomas Rd, Elizabethtown, KY 42701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1974 |
| Lot Size | 0.471 acres (20,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (May 2001) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 266-00-00-021 |
| Primary APN | 266-00-00-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 20,560 sqft (0.471 acres) |
| Patio Area | 169 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1082 MACK THOMAS RD |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-6653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS) |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1004 |
1082 Mack Thomas Rd is owned and occupied by two individuals who bought it in May 2001.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1082 MACK THOMAS RD, ELIZABETHTOWN, KY 42701-6653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2001 · Amount on File |
| Deed Sale | May 25, 2001 · Amount on File |
| Deed Document Number | 0001000618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 1082 MACK THOMAS RD, ELIZABETHTOWN, KY 42701-6653 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1082 MACK THOMAS RD, ELIZABETHTOWN, KY 42701-6653 |
| Document Number | 002516/773 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 2516/773 |
| Name | WILSON & MUIR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 10, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1082 Mack Thomas Rd was $805.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 | $77,100 Land $18,000 Building $59,100 | $77,100 Land $18,000 Building $59,100 |
| 2023 | $77,100 Land $18,000 Building $59,100 | $77,100 Land $18,000 Building $59,100 | |
| 2021 | $693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1082 Mack Thomas Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1082 Mack Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Telecast Communications Fixed Wireless | 100 / 30 |
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