Lapeer County property record for 1082 Hadley Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 1996 |
| Lot Size | 15.4 acres (674,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,000 (Feb 2004) |
| Tax Bill | $2,111 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-016-014-40 |
| Primary APN | 008-016-014-40 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Basement Area | 1,782 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 674,744 sqft (15.4 acres) |
| Garage Area | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1082 HADLEY RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SEC 16 T7N R9E PARCEL D-1 & D-3: BEG AT A PT ON W ROW OF HADLEY RD THAT IS S 1319.18 FT & S 83 DEG W 75.33 FT FROM N 1/4 POST |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 336000 |
1082 Hadley Rd is owned and occupied by two individuals who bought it in February 2004.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1082 HADLEY RD, LAPEER, MI 48446-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2004 · Amount on File |
| Deed Sale | Feb 27, 2004 · Amount on File |
| Prior Sale | Jan 2, 2002 · Amount on File |
| Deed Document Number | 20041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1082 HADLEY RD, LAPEER, MI 48446-9707 |
| Document Number | 0029280868 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | ASK SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1082 HADLEY RD LAPEER MI 484469707, LAPEER, MI 48446-9707 |
| Document Number | 0029280868 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 002928/000868 |
| Name | SOUTHWEST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
The 2025 property tax bill for 1082 Hadley Rd was $2,111 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,100 (+3.5%) | $432,200 (+3.5%) | |
| 2025 | $2,111.00 Homeowner's exemption | $208,800 | $417,600 |
| 2023 | $185,000 | $370,000 | |
| 2022 | $1,952.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1082 Hadley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1082 Hadley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures