1082 E Thornhill Pl, Frederick, MD 21703 Property Records

Frederick County property record for 1082 E Thornhill Pl, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	4 ba · 1,697 sqft · built 1981
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Aug 2022)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-105284`

Property Details

APN / Parcel Number

Primary APN	`02-105284`
Alternative APNs	`2105284` `105284`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,697 sqft Living Area
1st Floor Area	587 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	266 sqft
Patio Area	589 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	105284
Street Address	1082 E THORNHILL PL
City	FREDERICK
State	MD
Zip	21703-6172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LT 11 BLK 23 SECT 3 2,000 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	23
Legal Lot Number	11
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1082 E THORNHILL PL, FREDERICK, MD 21703-6172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Aug 26, 2022	Special Warranty Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
May 10, 2019	Individual Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	16105 / 380
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1082 E THORNHILL PL, FREDERICK, MD 21703-6172
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	HOUSEHOLD TITLE, HOUSEHOLD T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162860281
Date	Jan 6, 2023
Book Page	16286/281

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2052

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 26, 2022
Property Address	1082 E THORNHILL PL, FREDERICK, MD 21703-6172
Document Number	0161050380
Book / Page	16105 / 380
Map Reference	MB 22 FO 200
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1082 E THORNHILL PL, FREDERICK, MD 21703-6172

Mortgage

Document Number	0016105389
Date	Aug 26, 2022
Instrument	16105/389

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

May 2019: Individual Deed, Transfer

Document Type	Individual Deed
Jurisdiction	FREDERICK MD
Recording Date	May 10, 2019
Property Address	1082 E THORNHILL PL, FREDERICK, MD 21703-6172
Document Number	0129630001
Book / Page	12963 / 0001
Map Reference	MB 22 FO 200
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1082 E THORNHILL PL, FREDERICK, MD 21703-6172

Mortgage

Document Number	129630008
Date	May 10, 2019
Instrument	12963/0008

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,967 (+40.41%)	$352,300 (+10.51%) Land $85,000 Building $267,300
2025	$5,907.00 (+36.99%)
2023	$4,312.00 (+21.6%)	$235,000 (+21.7%)	$318,800 (+65.1%) Land $85,000 Building $233,800
2022	$3,546.00	$193,100 Land $75,000 Building $118,100	$193,100 Land $75,000 Building $118,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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