1082 E 3100 N Rd, Clifton, IL 60927 Property Records

Iroquois County property record for 1082 E 3100 N Rd, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03 27 400 018`

Property Details

APN / Parcel Number

Primary APN	`03 27 400 018`

Exterior

Lot Area	229,997 sqft (5.28 acres)

Location & Zoning

Street Address	1082 E 3100 NORTH RD
City	CLIFTON
State	IL
Zip	60927-7201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE BEG 470' E S LN OF CL DITCH 5.28@
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	1
Census Block	1073
Census Tract	950200

Owner

1082 E 3100 N Rd is owned and occupied by two individuals.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1082 E 3100 NORTH RD, CLIFTON, IL 60927-7201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Nov 19, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Recording Date	Jun 29, 2026
Property Address	1082 E 3100 NORTH RD, CLIFTON, IL 60927-7201
Document Number	0000002203
Instrument Date	Jun 20, 2026
Instrument	20262203
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 E 3100 NORTH RD, CLIFTON, IL 60927-7201

Mortgage

Document Number	0000002203,
Date	Jun 29, 2026
Instrument	20262203

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1082 E 3100 NORTH RD, CLIFTON, IL 60927-7201
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R4895
Date	Nov 19, 2021
Instrument	21R4895

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1082 E 3100 NORTH RD, CLIFTON, IL 60927-7201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R0132
Date	Jan 16, 2020
Instrument	20R0132

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	1082 E 3100 NORTH RD, CLIFTON, IL 60927-7201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R3440
Date	Oct 23, 2020
Instrument	20R3440

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,310 Land $11,180 Building $110,130	$363,930 Land $33,540 Building $330,390
2022	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$92,940 Land $8,570 Building $84,370	$278,820 Land $25,710 Building $253,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1082 E 3100 N Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1082 E 3100 N Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: AT&T.

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