1082 Cedar Point Blvd, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 1082 Cedar Point Blvd, Cedar Point, NC 28584

Property Summary

Property TypeAuto Repair, Garage
Details2.5 ba · 2,000 sqft · built 1981
Lot Size3.27 acres (142,528 sqft)
OwnerOwner Name on Record
Last Sale$835,500 (Jan 2010)
Tax Bill$7,525 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN5374.11.75.1377000

Property Details

APN / Parcel Number

Primary APN5374.11.75.1377000
Alternative APNs
  • 467765
  • 68722

Interior

Full Baths2.5 Baths
Stories1 Story
Building Area2,000 sqft Total Area
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1999
Exterior MaterialSteel Panel
Construction TypeSteel Frame
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialComposition Shingle
Lot Area142,528 sqft (3.27 acres)
Lot Dimensions516 ft deep x 256 ft wide
Shed1 Shed
Shed Area560 sqft

Location & Zoning

Account Number68722
Street Address1082 CEDAR POINT BLVD
CityCEDAR POINT
StateNC
Zip28584-8019
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeB1
Legal DescriptionLOT HWY 24 CEDAR POINT
Legal SubdivisionSURVEY HAROLD D GALLION & MILD
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3068
Census Tract970806

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1082 CEDAR POINT BLVD, CEDAR POINT, NC 28584-8019
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Commercial Mortgage
TRUIST BANK
Jan 11, 2017Deed of Trust, Mortgage · Line of Credit
SOUND BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2010 · Amount on Record
Deed SaleJan 4, 2010 · Amount on Record
Deed Document Number0001330234
Deed Book / Page1330 / 234
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1082 CEDAR POINT BLVD, CEDAR POINT, NC 28584-8019
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016780244
DateJul 10, 2020
Book Page1678/244
Instrument1678244
Lender
NameTRUIST BANK
TypeBank
AddressMOREHEAD CITY, NC 28557
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1082 CEDAR POINT BLVD, CEDAR POINT, NC 28584-8019
Document Number0015640214
Book / Page001564 / 000214
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedJan 17, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address5809 LANDING CT EMERALD ISLE NC 285943423, EMERALD ISLE, NC 28594-3423

Mortgage

Document Number0015640214
DateJan 11, 2017
Book Page001564/000214
Lender
NameSOUND BK
TypeBank
AddressMOREHEAD CITY, NC 28557
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,525.00 (+28.48%)$1,678,606 (+68.78%) Land $1,011,600 Building $667,006$1,678,606 (+68.78%) Land $1,011,600 Building $667,006
2023$994,546 Land $704,800 Building $289,746$994,546 Land $704,800 Building $289,746
2022$5,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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