1082 Cedar Cross Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 1082 Cedar Cross Rd, Dubuque, IA 52003

Property Summary

Property TypeNeighborhood Shopping Center, Strip Center
Details12,600 sqft · built 2017
Lot Size1.08 acres (47,045 sqft)
OwnerCompany Name on Record
Last Sale$2,700,000 (May 2022)
Tax Bill$62,350 (2024)
Deeds & MortgagesMay 2022 Sale & Line of Credit
Jun 2017 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-34-251-031

Property Details

APN / Parcel Number

Primary APN10-34-251-031

Interior

Stories1 Story
Building Area12,600 sqft Gross Area
1st Floor Area12,600 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialMetal
Construction TypeFrame
Roof MaterialMetal
Lot Area47,045 sqft (1.08 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address1082 CEDAR CROSS RD
CityDUBUQUE
StateIA
Zip52003-7890
Property CategoryCommercial
Property TypeCommercial > Retail > Neighborhood Shopping Center, Strip Center
Legal DescriptionLOT 1-3 CEDAR RIDGE FARM PLACE #7 PLAT OF LOT 1-3 & 2-3
Legal SubdivisionHOOVER
Legal Lot Number1-3 2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3000
Census Tract802

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1082 CEDAR CROSS RD, DUBUQUE, IA 52003-7890
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Warranty Deed, Transfer · Line of Credit
PREMIER BANK
Jun 22, 2017Trustee's Deed, Construction Loan · Construction Mortgage
AMERICAN TR & SVGS BK
May 16, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Deed Document Number2022-00006650
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateMay 24, 2022
Property Address1082 CEDAR CROSS RD, DUBUQUE, IA 52003-7890
Document Number0000006650
Instrument DateMay 18, 2022
Instrument2022-00006650
Transaction TypeTransfer
Record UpdatedJun 2, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,319.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1082 CEDAR CROSS RD, DUBUQUE, IA 52003-7890

Mortgage

Document Number0000006651
DateMay 24, 2022
Instrument2022-00006651
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDUBUQUE IA
Recording DateJun 22, 2017
Property Address1082 CEDAR CROSS RD, DUBUQUE, IA 52003-7890
Instrument DateJun 21, 2017
Instrument7541
Transaction TypeConstruction Loan
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1899 CREEK WOOD DR DUBUQUE IA 520037604, DUBUQUE, IA 52003-7604

Mortgage

Document Number0000007541
DateJun 22, 2017
Instrument7541
Lender
NameAMERICAN TR & SVGS BK
TypeFederal Savings Bank
Address895 MAIN ST, DUBUQUE, IA 52001-6852
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateMay 16, 2017
Property Address1082 CEDAR CROSS RD, DUBUQUE, IA 52003-7890
Document Number0000005690
Instrument DateMay 16, 2017
Instrument5690
Transaction TypeTransfer
Record UpdatedMay 31, 2017

Transaction

AmountAmount Recorded
Tax$352.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1899 CREEK WOOD DR DUBUQUE IA 520037604, DUBUQUE, IA 52003-7604

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,610,000 (+15.86%) Land $259,200 Building $2,350,800$2,610,000 (+15.86%) Land $259,200 Building $2,350,800
2024$62,350.00 (+31.1%)
2023$2,252,700 (+29.93%) Land $259,200 Building $1,993,500$2,252,700 (+29.93%) Land $259,200 Building $1,993,500
2022$47,560.00$1,733,720 Land $259,200 Building $1,474,520
2021$1,733,720 Land $259,200 Building $1,474,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Comelec Internet Services
Fixed Wireless
250 / 50

May also be available: CenturyLink, Maquoketa Valley Electric Cooperative, Nextlink, Verizon.

Nearby Properties on Cedar Cross Rd

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