Schenectady County and Rotterdam Town property record for 1082 Beverly St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,001 sqft · built 1952 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $128,700 (Aug 2005) |
| Tax Bill | $6,461 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.12-2-10 |
| Primary APN | 422800 58.12-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,001 sqft Living Area |
| 1st Floor Area | 1,631 sqft |
| 2nd Floor Area | 555 sqft |
| Upper Floors Area | 333 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 108 ft deep x 192 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1082 BEVERLY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G SENIOR AFFIDAVIT REQUIRED CRYGR194,6PT5/6.-411-20.A |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 33004 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1082 BEVERLY ST, SCHENECTADY, NY 12306-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Sep 29, 2017 | Deed of Trust, Mortgage TRUSTCO BANK |
| Sep 14, 2017 | Loan Modification, Mortgage · Conventional with PMI TRUSTCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2005 · Amount on Record |
| Deed Sale | Aug 29, 2005 · Amount on Record |
| Deed Book / Page | 1714 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1082 BEVERLY ST, SCHENECTADY, NY 12306-3737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1082 BEVERLY ST, ROTTERDAM, NY 12306-3737 |
| Document Number | 0000048772 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 5326/445 |
| Instrument | 202348772 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 7, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1082 BEVERLY ST, SCHENECTADY, NY 12306-3737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044344 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 4790/907 |
| Instrument | 201744344 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1082 BEVERLY ST, SCHENECTADY, NY 12306-3737 |
| Document Number | 0000044346 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1082 BEVERLY ST ROTTERDAM NY 123063737, ROTTERDAM, NY 12306-3737 |
| Document Number | 0000044346 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 004790/000913 |
| Instrument | 44346 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,461.00 (+1.91%) Homeowner's exemption | ||
| 2025 | $6,340.00 | $173,000 (-) Land $10,900 Building $162,100 | $266,200 (+16.96%) Land $16,772 Building $249,428 |
| 2023 | $173,000 Land $10,900 Building $162,100 | $227,600 Land $14,340 Building $213,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures