1082 Banyan Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 1082 Banyan Way, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,615 sqft · built 1962
Lot Size0.352 acres (15,331 sqft)
Owner2 Company Names on Record
Last Sale$870,000 (Feb 2022)
Tax Bill$16,061 (2025)
Deeds & MortgagesApr 2026 Transfer
May 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN023-482-250

Property Details

APN / Parcel Number

Primary APN023-482-250

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
Gross Area2,120 sqft
1st Floor Area1,090 sqft
Basement Area1,030 sqft
Finished Basement525 sqft
Unfinished Basement505 sqft
Family RoomFamily Room
StudyStudy
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area15,331 sqft (0.352 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1082 BANYAN WAY
CityPACIFICA
StateCA
Zip94044-3630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 3 BLK 1 LINDA MAR NO 25A RSM 55/49 CITY OF
Legal SubdivisionLINDA MAR NO 2
Legal Block1
Legal Lot Number3
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group2
Census Block2000
Census Tract603300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1082 BANYAN WAY, PACIFICA, CA 94044-3630
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Gift Deed, Transfer
NONE LISTED ON DOCUMENT
May 17, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
May 24, 2022Deed of Trust, Mortgage · Line of Credit
MISSION CITY FCU
Feb 4, 2022Grant Deed, Transfer · VA Mortgage
NAVY FCU
Apr 4, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2022 · Amount on Record
Deed SaleFeb 4, 2022 · Amount on Record
Prior SaleAug 12, 1996 · Amount on Record
Deed Document Number202210813
Prior Transfer DateAug 1, 1996
Prior Transfer Doc0000098300
Record UpdatedOct 29, 2026

April 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSAN MATEO CA
Recording DateApr 20, 2026
Property Address1082 BANYAN WAY, PACIFICA, CA 94044-3630
Document Number0000020763
Instrument DateMar 7, 2026
Instrument202620763
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1082 BANYAN WAY, PACIFICA, CA 94044-3630
InvestorPossibly a Property Investor

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1082 BANYAN WAY, PACIFICA, CA 94044-3630
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1082 BANYAN WAY, PACIFICA, CA 94044-3630

Mortgage

Document Number0000023079
DateMay 17, 2023
Instrument2023-023079
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1082 BANYAN WAY, PACIFICA, CA 94044-3630
Transaction TypeMortgage
Record UpdatedJun 13, 2022
Title CompanyCHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1082 BANYAN WAY, PACIFICA, CA 94044-3630

Mortgage

Document Number0000042627
DateMay 24, 2022
Instrument2022-042627
Lender
NameMISSION CITY FCU
TypeCredit Union
AddressSANTA CLARA, CA 95050
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateFeb 4, 2022
Property Address1082 BANYAN WAY, PACIFICA, CA 94044-3630
Document Number0000010813
Map ReferenceMB 55 PG 49
Instrument DateFeb 3, 2022
Instrument2022-010813
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$957.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1082 BANYAN WAY, PACIFICA, CA 94044-3630

Mortgage

Document Number0000010814
DateFeb 4, 2022
Instrument2022-010814
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1082 BANYAN WAY, PACIFICA, CA 94044-3630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023953
DateApr 4, 2019
Instrument2019-023953
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 11, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,441,329 (+2%) Land $1,060,782 Building $380,547
2025$16,061.00 (+10.93%) Veteran's exemption$1,413,070 (+15.83%) Land $1,039,983 Building $373,087
2024$14,478.00 (+7.16%)
2023$13,511.00 (+466.26%) Veteran's exemption$1,220,000 Land $898,000 Building $322,000$1,132,020
2022$2,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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