1082 28th St, Ogden, UT 84403 Property Records

Weber County property record for 1082 28th St, Ogden, UT 84403

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 858 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,500 (Aug 2021)
Tax Bill	$2,540 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-014-0001`

Property Details

APN / Parcel Number

Primary APN	`02-014-0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	858 sqft Total Area
1st Floor Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1082 28TH ST
City	OGDEN
State	UT
Zip	84403-0316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PART OF LOT 1, BLOCK 17, PLAT C, OGDEN CITY SURVEY, WEBER COUNTY, UTAH: BEGINNING AT THE SOUTHEAST CORNER OF SAID LOT 1, AND
Legal Range	1W
Legal Township	6N
Legal Section	33
Legal Subdivision	REEVES ADDITION
Legal Block	17
Legal Lot Number	1
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1016
Census Tract	201301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ogden Central Bench Historic District listed 2005 · 2,403 contributing resources · NRIS 03000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Weber County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1082 28TH ST, OGDEN, UT 84403-0316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Line of Credit ZB NA
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2019	Grant Deed, Mortgage CIVIC FIN'L SVCS
Nov 4, 2019	Warranty Deed, Transfer CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC
Jun 28, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Feb 8, 2018	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Apr 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PATCH OF LAND LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Nov 4, 2019
Deed Document Number	20213173923
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0002988593
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Jun 10, 2022
Property Address	1082 28TH ST, OGDEN, UT 84403-0316
Document Number	0003240627
Instrument Date	Jun 10, 2022
Instrument	3240627
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4494 S 1975 W, ROY, UT 84067-3302

Mortgage

Document Number	0003240340
Date	Jun 10, 2022
Instrument	3240340

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Aug 6, 2021
Property Address	1082 28TH ST, OGDEN, UT 84403-0316
Document Number	0003173923
Instrument Date	Aug 5, 2021
Instrument	3173923
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE INS AGCY OF UT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1082 28TH ST, OGDEN, UT 84403-0316

Mortgage

Document Number	0003173881
Date	Aug 6, 2021
Instrument	3173881

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WEBER UT
Recording Date	Dec 31, 2019
Property Address	1082 28TH ST, OGDEN, UT 84403-0316
Instrument Date	Dec 24, 2019
Instrument	3026004
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5396 W 2400 S WEST VALLEY CITY UT 841201263, WEST VALLEY CITY, UT 84120-1263

Mortgage

Document Number	0003026004
Date	Dec 31, 2019
Instrument	3026004

Lender

Name	CIVIC FIN'L SVCS
Address	2015 MANHATTAN BEACH BLVD # 106, REDONDO BEACH, CA 90278-1230

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Nov 4, 2019
Property Address	1082 28TH ST, OGDEN, UT 84403-0316
Document Number	0003014380
Instrument Date	Nov 1, 2019
Instrument	3014380
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5396 W 2400 S WEST VALLEY CITY UT 841201263, WEST VALLEY CITY, UT 84120-1263

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	Jun 28, 2019
Property Address	1082 28TH ST, OGDEN, UT 84403-0316
Document Number	0002988593
Instrument Date	Jun 26, 2019
Instrument	2988593
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	CAPSTONE T&E INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 294, LAYTON, UT 84041-0294
Investor	Possibly a Property Investor

Mortgage

Document Number	0002988594
Date	Jun 28, 2019
Instrument	2988594

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1082 28TH ST, OGDEN, UT 84403-0316
Document Number	0002905183
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	FOUNDERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 E GENTILE ST LAYTON UT 840413739, LAYTON, UT 84041-3739

Mortgage

Document Number	0002905183
Date	Feb 14, 2018
Instrument	2905183

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	WEST VALLEY CITY, UT 84120

Agreement

Amount	Amount Recorded

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WEBER UT
Recording Date	Apr 4, 2017
Property Address	1082 28TH ST, OGDEN, UT 84403-0316
Instrument Date	Mar 29, 2017
Instrument	2850786
Transaction Type	Construction Loan
Record Updated	Apr 13, 2017
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3241 E 1300 N LAYTON UT 840403025, LAYTON, UT 84040-3025

Mortgage

Document Number	0002850786
Date	Apr 4, 2017
Instrument	2850786

Lender

Name	PATCH OF LAND LNDG
Address	LOS ANGELES, CA 90025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,540.00 (+10.2%)	$211,855 (+13.94%) Land $77,000 Building $134,855	$385,192 (+13.95%) Land $140,000 Building $245,192
2025	$2,305.00 (-0.6%)	$185,928 (+0.61%) Land $55,000 Building $130,928	$338,050 (+0.61%) Land $100,000 Building $238,050
2023	$2,319.00	$184,800 Land $52,621 Building $132,179	$336,000 Land $95,674 Building $240,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Utah Telecommunication Open Infrastructure Agency.

1082 28th St, Ogden, UT 84403 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Grant Deed, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 28th St

Nearby Streets

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