10819 E State Hwy 76, Stella, MO 64867 Property Records

McDonald County property record for 10819 E State Hwy 76, Stella, MO 64867

Property Summary

Property Type	Single Family Home
Details	2,866 sqft · built 2016
Lot Size	9.7 acres (422,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$568,575 (Sep 2023)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-7.0-35-000-000-006.001`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-000-000-006.001`

Interior

Building Area	2,866 sqft Adjusted Area
1st Floor Area	1,536 sqft
Flooring	Stone
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Metal
Lot Area	422,532 sqft (9.7 acres)
Garage Area	875 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10819 E STATE HIGHWAY 76
City	STELLA
State	MO
Zip	64867-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THE W 581.5'OF NW1/4 NW1/4 LYING N OF MO RT 76 EXCEPT 1 AC SQUARELY OUT OF NW COR ETC ALSO EXC ALL THAT PART NW1/4 NW1/4 ETC
Legal Range	31W
Legal Township	23N
Legal Section	35
Jurisdiction	MCDONALD MO
Township / Civil Division	ELK HORN
Census Block Group	1
Census Block	1060
Census Tract	70102

Owner

Source: McDonald County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage ARVEST BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Nov 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Nov 18, 2021
Deed Document Number	20232339
Deed Book / Page	2023 / 2122
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Sep 1, 2023
Property Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222
Document Number	02023/2122
Book / Page	2023 / 2122
Instrument Date	Aug 30, 2023
Instrument	202302339
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222

Mortgage

Document Number	0202302340
Date	Sep 1, 2023
Instrument	202302340

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/1441
Date	Jun 5, 2018
Book Page	2018/1441

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/2971
Date	Nov 15, 2018
Book Page	2018/2971

Lender

Name	ARVEST BANK
Type	Bank
Address	BENTONVILLE, AR 72712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2414
Date	Sep 9, 2020
Book Page	2020/2414

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Nov 18, 2021
Property Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222
Document Number	02021/3680
Book / Page	2021 / 3680
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4231 PENNSYLVANIA AVE, 4231, JOPLIN, MO 64804-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10819 E STATE HIGHWAY 76, STELLA, MO 64867-8222

Tax Assessment & Valuation

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,420 (-)	$351,190 (-) Land $11,190 Building $340,000
2025	$2,790.00 (+12.59%)	$65,420 (+12.23%)	$351,190 (+14.41%) Land $11,190 Building $340,000
2023	$2,478.00	$58,290 (-0.55%)	$306,970 (-0.62%) Land $10,690 Building $296,280
2022		$58,610
2021			$308,880 Land $12,600 Building $296,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 91% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MC DONALD COUNTY PWSD 2 serves 1,500 people · EPA ID MO5021113
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Le-Ru Telephone Company DSL	50 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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