10819 E 7th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10819 E 7th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,655 sqft · built 1955
Lot Size	0.222 acres (9,668 sqft)
Owner	Individual Name on File
Last Sale	$396,500 (Oct 2022)
Tax Bill	$4,002 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45212.1326`

Property Details

APN / Parcel Number

Primary APN	`45212.1326`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	849 sqft
Basement Area	849 sqft
Finished Basement	806 sqft
Unfinished Basement	43 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,668 sqft (0.222 acres)
Lot Dimensions	122 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	455 sqft
Canopy	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10819 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP OLD ORCH SUB B195 L23 B2
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	OPP OLD ORCH SUB
Legal Block	195,2
Legal Lot Number	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	12600

Owner

10819 E 7th Ave is owned and occupied by an individual who bought it in October 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10819 E 7TH AVE, SPOKANE VALLEY, WA 99206-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 26, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Jul 31, 2014 · Amount on File
Deed Document Number	20227249259
Prior Transfer Date	Apr 16, 2002
Prior Transfer Doc	0004715632
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10819 E 7TH AVE, SPOKANE VALLEY, WA 99206-2805
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007477559
Date	Mar 25, 2026
Instrument	7477559

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 26, 2022
Property Address	10819 E 7TH AVE, SPOKANE VALLEY, WA 99206-2805
Document Number	0007249259
Map Reference	VOL 3 PG 11
Instrument Date	Oct 24, 2022
Instrument	7249259
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,349.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10819 E 7TH AVE, SPOKANE VALLEY, WA 99206-2805

Mortgage

Document Number	0007249260
Date	Oct 26, 2022
Instrument	7249260

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10819 E 7TH AVE, SPOKANE VALLEY, WA 99206-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006829496
Date	Aug 6, 2019
Instrument	6829496

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10819 E 7TH AVE, SPOKANE VALLEY, WA 99206-2805
Document Number	0006635429
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10819 E 7TH AVE SPOKANE VALLEY WA 992062805, SPOKANE VALLEY, WA 99206-2805

Mortgage

Document Number	0006635429
Date	Aug 30, 2017
Instrument	6635429

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10819 E 7th Ave was $4,002, down 3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,002.00 (-3.03%)	$334,800 (-1.73%) Land $110,000 Building $224,800	$334,800 (-1.73%) Land $110,000 Building $224,800
2025	$4,127.00	$340,700 (+15.3%) Land $100,000 Building $240,700	$340,700 (+15.3%) Land $100,000 Building $240,700
2024		$295,500 (+27.81%) Land $77,000 Building $218,500	$295,500 (+27.81%) Land $77,000 Building $218,500
2023	$3,136.00 (+4.53%)	$231,200 Land $55,000 Building $176,200	$231,200 Land $55,000 Building $176,200
2022	$3,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10819 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10819 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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