Harris County property record for 10818 Stephens Ln, Houston, TX 77044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,807 sqft · built 1992 |
| Lot Size | 1.45 acres (63,597 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (May 1997) |
| Tax Bill | $1,146 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-149-000-0136 |
| Primary APN | 043-149-000-0136 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,807 sqft Living Area |
| 1st Floor Area | 1,807 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 63,597 sqft |
| View / Lot | Neighborhood |
| Garage Area | 529 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 303 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0431490000136 |
|---|---|
| Street Address | 10818 STEPHENS LN |
| City | HOUSTON |
| State | TX |
| Zip | 77044-5960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRS 33K-1 & 33M ABST 483 J JONES |
| Legal Subdivision | ABST 483 J JONES |
| Legal Tract | 33K |
| Legal Block | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 252100 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10818 STEPHENS LN, HOUSTON, TX 77044-5960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 1997 · Amount on Record |
| Deed Sale | May 7, 1997 · Amount on Record |
| Deed Document Number | 1997440345 |
| Deed Book / Page | 51292 / 3955 |
| Last Transfer Date | Nov 28, 2007 |
| Transfer Doc | 0000716865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 10818 STEPHENS LN, HOUSTON, TX 77044-5960 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000141020 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-141020 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Sheldon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,878 (+55.25%) Land $103,597 Building $129,281 | $232,878 (+55.25%) Land $103,597 Building $129,281 | |
| 2025 | $1,146.00 (+3.34%) Homeowner's exemption | $150,000 (-15.84%) Land $20,719 Building $129,281 | $150,000 (-15.84%) Land $20,719 Building $129,281 |
| 2024 | $1,109.00 (+7.77%) | ||
| 2023 | $178,230 Land $20,719 Building $157,511 | $178,230 Land $20,719 Building $157,511 | |
| 2020 | $1,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 84 (1979–2021) |
| Claims Outside the SFHA | 50 of 84 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | K ESTATES WATER SYSTEM private · serves 45 people · EPA ID TX1012868 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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