10818 Natalie Dr E, Jacksonville, FL 32218 Property Records

Duval County property record for 10818 Natalie Dr E, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,094 sqft · built 2004
Lot Size	0.188 acres (8,190 sqft)
Owner	Individual Name on File
Last Sale	$174,500 (Jan 2005)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020343-2380`

Property Details

APN / Parcel Number

Primary APN	`020343-2380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	2,094 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,190 sqft (0.188 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	16 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10818 NATALIE DR E
City	JACKSONVILLE
State	FL
Zip	32218-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55-65 9-1S-26E .19 LOIS ESTATES UNIT 3 LOT 121
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	LOIS ESTATES UNIT 3
Legal Lot Number	121
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1013
Census Tract	10503

Owner

10818 Natalie Dr E is owned and occupied by an individual who bought it in January 2005.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10818 NATALIE DR E, JACKSONVILLE, FL 32218-6534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2005 · Amount on File
Deed Sale	Jan 20, 2005 · Amount on File
Deed Document Number	200523975
Deed Book / Page	12250 / 1711
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10818 NATALIE DR E, JACKSONVILLE, FL 32218-6534
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10818 NATALIE DR E, JACKSONVILLE, FL 32218-6534

Mortgage

Document Number	0207611122
Date	Jul 31, 2023
Book Page	20761/1122
Instrument	2023156457

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10818 NATALIE DR E, JACKSONVILLE, FL 32218-6534
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10818 NATALIE DR E, JACKSONVILLE, FL 32218-6534

Mortgage

Document Number	0196552410
Date	Mar 31, 2021
Book Page	19655/2410
Instrument	2021081693

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10818 NATALIE DR E, JACKSONVILLE, FL 32218-6534
Document Number	0182760418
Book / Page	018276 / 000418
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10818 NATALIE DR E JACKSONVILLE FL 322186534, JACKSONVILLE, FL 32218-6534

Mortgage

Document Number	0182760418
Date	Feb 7, 2018
Book Page	018276/000418
Instrument	29875

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10818 Natalie Dr E was $1,586 with exemptions applied, up 17.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,945 (+2.7%)	$263,329 (+2.38%) Land $61,076 Building $202,253
2025	$1,586.00 (+17.48%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption Widower's exemption	$151,846	$257,207 Land $52,000 Building $205,207
2024	$1,350.00 (-30.38%)
2023	$1,939.00 (+9.98%) Homeowner's exemption Veteran's exemption	$143,269 (+3%)	$257,356 (+4.08%) Land $50,000 Building $207,356
2022	$1,763.00 Homeowner's exemption Veteran's exemption	$139,097	$247,257 Land $50,000 Building $197,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10818 Natalie Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10818 Natalie Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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