Putnam County property record for 10817 Rd 3, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,726 sqft |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Oct 2018) |
| Tax Bill | $1,651 (2025) |
| Deeds & Mortgages | Apr 2011 Line of Credit Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-022110.0000 |
| Primary APN | 01-022110.0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Wood |
|---|---|
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Stable | 1,080 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 10817 ROAD 3 |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 8E 23 WMDPT NPT S SW |
| Legal Range | 8E |
| Legal Township | 1N |
| Legal Section | 23 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | BLANCHARD |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 30400 |
Source: Putnam County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10817 ROAD 3, OTTAWA, OH 45875-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2011 | Deed of Trust, Mortgage · Line of Credit AG CREDIT AGRICULTURAL CREDIT ASSN |
| Oct 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Jun 16, 2006 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on Record |
| Deed Sale | Oct 10, 2018 · Amount on Record |
| Prior Sale | May 8, 2009 · Amount on Record |
| Deed Document Number | 20184674 |
| Deed Book / Page | 703 / 2037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 10817 ROAD 3, OTTAWA, OH 45875-9707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00625/1206 |
|---|---|
| Date | Apr 27, 2011 |
| Book Page | 625/1206 |
| Instrument | 201100001880 |
| Name | AG CREDIT AGRICULTURAL CREDIT ASSN |
|---|---|
| Type | Non-Lending Institution |
| Address | FOSTORIA, OH 44830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Oct 10, 2018 |
| Property Address | 10817 ROAD 3, OTTAWA, OH 45875-9707 |
| Document Number | 00703/2037 |
| Book / Page | 703 / 2037 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 201800004674 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10817 RD, OTTAWA, OH 45875 |
| Document Number | 201800004675 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 201800004675 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Jun 16, 2006 |
| Property Address | 10817 ROAD 3, OTTAWA, OH 45875-9707 |
| Document Number | 00570/1830 |
| Book / Page | 570 / 1830 |
| Instrument Date | May 16, 2006 |
| Instrument | 200600003441 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10817 ROAD 3, OTTAWA, OH 45875-9707 |
| Document Number | 200600003442 |
|---|---|
| Date | Jun 16, 2006 |
| Instrument | 200600003442 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Blanchard Township |
| Unified School District | Pandora-Gilboa Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,651.00 (+2.74%) Homeowner's exemption | $55,690 (-) Land $5,290 Building $50,400 | $159,110 (-) Land $15,110 Building $144,000 |
| 2024 | $1,607.00 (-3.08%) Homeowner's exemption | $55,690 (+31.1%) Land $5,290 Building $50,400 | |
| 2023 | $1,658.00 (-1.01%) Homeowner's exemption Additional exemption filed | $42,480 (-) Land $4,090 Building $38,390 | $159,110 (+31.08%) Land $15,110 Building $144,000 |
| 2022 | $1,675.00 | $42,480 Land $4,090 Building $38,390 | |
| 2020 | $121,380 Land $11,690 Building $109,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Defiance Holdings Fixed Wireless | 500 / 100 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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