10816 W Cowser Rd, Glasford, IL 61533 Property Records

Peoria County property record for 10816 W Cowser Rd, Glasford, IL 61533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,805 sqft · built 1980
Lot Size	1.42 acres (62,203 sqft)
Owner	Individual Name on Record
Tax Bill	$6,312 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Apr 2019 Sale & Line of Credit
APN	`19-12-400-001`

Property Details

APN / Parcel Number

Primary APN	`19-12-400-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	1,244 sqft
Attic	Attic
Attic Area	2,493 sqft
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	62,203 sqft (1.42 acres)
Garage Type	Attached
Garage Area	912 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	10816 W COWSER RD
City	GLASFORD
State	IL
Zip	61533-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 1/4 SEC 12-7-6E 1.428 AC (80-00540) COMG 2436.53 N OF SW COR SE 1/4 SEC 12: TH N 201.96 E 302.77 S 209.06 W 303 TO POB
Legal Range	06
Legal Township	07
Legal Section	12
Jurisdiction	PEORIA IL
Township / Civil Division	TIMBER
Census Block Group	1
Census Block	1028
Census Tract	4901

Owner

Source: Peoria County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10816 W COWSER RD, GLASFORD, IL 61533-9583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF FARMINGTON
Apr 17, 2019	Warranty Deed, Transfer · Line of Credit BANK OF FARMINGTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021
Deed Sale	Aug 24, 2021
Deed Document Number	202119112
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEORIA IL
Property Address	10816 W COWSER RD, GLASFORD, IL 61533-9583
Document Number	0000005808
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10816 W COWSER RD GLASFORD IL 615339583, GLASFORD, IL 61533-9583

Mortgage

Document Number	0000005808
Date	Apr 18, 2019
Instrument	5808

Lender

Name	BANK OF FARMINGTON
Type	Bank
Address	FARMINGTON, IL 61537

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.35%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEORIA IL
Recording Date	Apr 17, 2019
Property Address	10816 W COWSER RD, GLASFORD, IL 61533-9583
Document Number	0000005673
Instrument Date	Apr 10, 2019
Instrument	5673
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10816 W COWSER RD GLASFORD IL 615339583, GLASFORD, IL 61533-9583

Mortgage

Document Number	5674
Date	Apr 17, 2019
Instrument	5674

Lender

Name	BANK OF FARMINGTON
Type	Bank
Address	FARMINGTON, IL 61531

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.35%

Tax Assessment & Valuation

Source: Peoria County assessment roll, as of May 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Peoria County
County Subdivision	Timber Township
Unified School District	Illini Bluffs Community Unit School District 327 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,312.00 Homeowner's exemption
2024		$81,790 Land $9,880 Building $71,910	$245,370 Land $29,640 Building $215,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	T-L RURAL WATER DISTRICT serves 2,243 people · EPA ID IL1430030
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Glasford Telephone Company Fiber	200 / 100

Cell Coverage

4G LTE only, no 5G reported

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