10814 3rd Ave NW, Oronoco, MN 55960 Property Records

Olmsted County property record for 10814 3rd Ave NW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,880 sqft · built 1996
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$511,970 (Mar 2020)
Tax Bill	$7,004 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`84.14.31.039791`

Property Details

APN / Parcel Number

Primary APN	`84.14.31.039791`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft
Finished Basement	1,763 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	140 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10814 3RD AVE NW
City	ORONOCO
State	MN
Zip	55960-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-108 RANGE-014 2.00 AC COM 500FT E AND 434.14FT N OF SWCOR NE14 SW14 TH E23FT FOR PL OF BEG TH NELY 345FT TO S BAN
Legal Range	14
Legal Township	108
Legal Section	14
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	3
Census Block	3026
Census Tract	1902

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10814 3RD AVE NW, ORONOCO, MN 55960-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Aug 13, 2014 · Amount on File
Deed Document Number	20201494846
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	10814 3RD AVE NW, ORONOCO, MN 55960-2051
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1449929
Date	Jun 1, 2018
Instrument	A-1449929

Lender

Name	US BANK NA
Type	Bank
Address	ROCHESTER, MN 55902

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 15, 2028

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 17, 2020
Property Address	10814 3RD AVE NW, ORONOCO, MN 55960-2051
Document Number	A1494846
Instrument Date	Mar 16, 2020
Instrument	A-1494846
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LCL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,689.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10814 3RD AVE NW, ORONOCO, MN 55960-2051

Mortgage

Document Number	A1494847
Date	Mar 17, 2020
Instrument	A-1494847

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	Oronoco Township
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,004.00 Homeowner's exemption
2025		$572,900 Land $136,500 Building $436,400	$572,900 Land $136,500 Building $436,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000

May also be available: GigFire, Hiawatha Broadband Communications, Minnesota WiFi, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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