Howard County property record for 10813 Vista Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,472 sqft · built 1969 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Oct 2019) |
| Tax Bill | $9,761 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-359473 |
| Primary APN | 05-359473 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 39,988 sqft (0.918 acres) |
| Garage Type | Built-in |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 359473 |
|---|---|
| Street Address | 10813 VISTA RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 76 S 6 10813 VISTA RD HOLIDAY HILLS |
| Legal Subdivision | PLAT OF SECTION 6 HOLIDAY HILLS |
| Legal Lot Number | 76 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 605105 |
10813 Vista Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10813 VISTA RD, COLUMBIA, MD 21044-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN TRUST BANK |
| Oct 4, 2019 | Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | Dec 18, 1997 · Amount on File |
| Deed Book / Page | 18930 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10813 VISTA RD, COLUMBIA, MD 21044-4225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TRUE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0191610082 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 19161/082 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 4, 2019 |
| Property Address | 10813 VISTA RD, COLUMBIA, MD 21044-4225 |
| Document Number | 0189300496 |
| Book / Page | 18930 / 496 |
| Map Reference | MB WHH 9 FO 99 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TRUE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10813 VISTA RD, COLUMBIA, MD 21044-4225 |
| Document Number | 18930504 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 18930/504 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 10813 Vista Rd was $9,761, up 6.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,761.00 (+6.47%) | $667,067 (+6.58%) | $749,400 (+19.73%) Land $364,400 Building $385,000 |
| 2025 | $9,168.00 | $625,900 Land $274,400 Building $351,500 | $625,900 Land $274,400 Building $351,500 |
| 2023 | $579,167 | $625,900 Land $274,400 Building $351,500 | |
| 2022 | $6,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10813 Vista Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10813 Vista Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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