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10813 Toad Rd, Clermont, FL 34715 Property Records

Lake County property record for 10813 Toad Rd, Clermont, FL 34715 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2023
Square Footage3,316 sqft Living Area
Lot Size253,084 sqft (5.8 acres)
OccupancyOwner Occupied
Last Sale$65,000 (1998)
Tax Bill$7,599.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-22-25-0100-039-00000
Alternative APN
  • 2768398

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Units2 Units
Building Area3,316 sqft Living Area
1st Floor4,747 sqft 1st Floor
Stories1 Stories
FireplaceSingle Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2023
Exterior MaterialAsbestos Exterior
Construction TypeSteel Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area253,084 sqft (5.8 acres)
Parking Spaces4 Parking Spaces
Garage TypeFinished Garage
Garage Area1,446 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area700 sqft Pool
Total Buildings2 Total Buildings
Patio Area64 sqft Patio
PorchOpen Porch
Porch Area890 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2768398
Street Address10813 TOAD RD
CityCLERMONT
StateFL
Zip34715-9461
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAPSHAWA GROVES BEG AT NW COR OF PLOT 39 RUN N 89DEG 57MIN 35SEC E 343.02 FT S 00DEG 08MIN 17SEC W 715.58 FT TO SHORE LINE OF
Legal Range25E
Legal Township22S
Legal Section02
Legal SubdivisionAPSHAWA GROVES
Legal Tract100
Legal Block1-41
Legal Lot Number39
JurisdictionLAKE FL
Minor Civil DivisionGROVELAND-MASCOTTE
Census Blockgroup2
Census Block2084
Census Tract31207

Owner

Source: Lake County records · APN 02-22-25-0100-039-00000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address10813 TOAD RD, CLERMONT, FL 34715-9461
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
ASSURANCE FINANCIAL GROUP LLC
Aug 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
2018 SUNSHINE TRUST (CT)

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleApr 29, 1998 · Amount on Record
Deed SaleApr 29, 1998 · Amount on Record
Prior SaleApr 29, 1998 · Amount on Record
Deed Doc Number0016040625
Deed Book / Page02222
Last Transfer DateAug 02, 2024
Transfer Doc0063760307
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address10813 TOAD RD, CLERMONT, FL 34715-9461
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10813 TOAD RD, CLERMONT, FL 34715-9461

Mortgage

Document Number0057851539
DateSep 02, 2021
Book Page5785/1539
Instrument2021121113
Lender
NameASSURANCE FINANCIAL GROUP LLC
TypeLending Institution
AddressBATON ROUGE, LA 70809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address10813 TOAD RD, CLERMONT, FL 34715-9461
Document Number0053300666
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
AddressPO BOX 651 NEWFOUNDLAND NJ 074350651, NEWFOUNDLAND, NJ 07435-0651

Mortgage

Document Number0053300666
DateAug 22, 2019
Book Page005330/000666
Instrument94891
Lender
Name2018 SUNSHINE TRUST (CT)
AddressWILMINGTON, DE 19806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$511,269 (+5.3%) Land $377,650 Building $133,619$823,999 (+40.48%) Land $377,650 Building $446,349
2024$7,599.00 (+8.08%)
2023$7,031.00 (+7.59%) Homeowner's exemption$485,524 (+2.08%)$586,553 (+0.03%) Land $153,965 Building $432,588
2022$6,535.00 Homeowner's exemption$475,614$586,377 Land $153,965 Building $432,412

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 714 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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