Montgomery County property record for 10813 Ruger Rd, Willis, TX 77378
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2 acres (87,133 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,960 (Oct 2024) |
| Tax Bill | $2,764 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 8282-03-08900 |
| Primary APN | 8282-03-08900 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,133 sqft |
|---|---|
| View / Lot | Front |
| Street Address | 10813 RUGER RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-4250 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S828203 - REPUBLIC GRAND RANCH 03, BLOCK 3, LOT 12 |
| Legal Subdivision | REPUBLIC GRAND RANCH 03 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 694107 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29506 HIGHLAND MANOR CT, KATY, TX 77494-7778 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| May 28, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Deed Document Number | 2024110024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 28, 2026 |
| Property Address | 10813 RUGER RD, WILLIS, TX 77378-4250 |
| Document Number | 0000055561 |
| Instrument Date | May 28, 2026 |
| Instrument | 202655561 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ENVISION PARTNERS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10813 RUGER RD, WILLIS, TX 77378-4250 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055561, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202655561 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 28, 2026 |
| Property Address | 10813 RUGER RD, WILLIS, TX 77378-4250 |
| Document Number | 0000055562 |
| Instrument Date | May 28, 2026 |
| Instrument | 202655562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ENVISION PARTNERS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 310 LEAFSAGE CT, SPRING, TX 77381-4723 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055562, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202655562 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,025 (-) Land $166,025 | $166,025 (-) Land $166,025 | |
| 2025 | $2,764.00 (+37.86%) | $166,025 (+38.33%) Land $166,025 | $166,025 (-) Land $166,025 |
| 2024 | $2,005.00 (+23.31%) | $120,024 (+2%) Land $166,025 | $166,025 (+65.99%) Land $166,025 |
| 2023 | $1,626.00 | $100,020 Land $100,020 | $100,020 Land $100,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: T-Mobile.
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