10813 Rio Ruso Dr, Windsor, CA 95492 Property Records

Sonoma County property record for 10813 Rio Ruso Dr, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 2004
Lot Size	0.142 acres (6,166 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Dec 2015)
Tax Bill	$8,391 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-040-042-000`

Property Details

APN / Parcel Number

Primary APN	`161-040-042-000`
Alternative APN	`161-040-042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	3,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,166 sqft (0.142 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	161-040-042
Street Address	10813 RIO RUSO DR
City	WINDSOR
State	CA
Zip	95492-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98 FM 161-040-36 LOS ROBLES MEADOWS PH 1 & 2 LOT 3
Legal Subdivision	LOS ROBLES MEADOWS
Legal Block	3
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	3
Census Block	3004
Census Tract	153808

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10813 RIO RUSO DR, WINDSOR, CA 95492-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2015 · Amount on Record
Deed Sale	Dec 10, 2015 · Amount on Record
Prior Sale	Jan 6, 2005 · Amount on Record
Deed Document Number	2015105228
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0000105226
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	10813 RIO RUSO DR, WINDSOR, CA 95492-8012
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10813 RIO RUSO DR, WINDSOR, CA 95492-8012

Mortgage

Document Number	0000078500
Date	Sep 4, 2020
Instrument	2020078500

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	10813 RIO RUSO DR, WINDSOR, CA 95492-8012
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE OWATONNA, NORTH AMER TTL SF PORTOLA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10813 RIO RUSO DR, WINDSOR, CA 95492-8012

Mortgage

Document Number	0000100281
Date	Sep 3, 2021
Instrument	2021100281

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,398 (+2%) Land $284,958 Building $427,440
2025	$8,391.00 (+4.31%) Homeowner's exemption	$698,430 (+4.04%) Land $279,371 Building $419,059
2023	$8,044.00 (+1.82%) Homeowner's exemption	$671,312 Land $268,524 Building $402,788
2022	$7,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Rio Ruso Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures