10813 Pinnacle Dr, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 10813 Pinnacle Dr, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,858 sqft · built 2014
Lot Size	0.897 acres (39,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2018)
Tax Bill	$7,193 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18C-40-1-242`

Property Details

APN / Parcel Number

Primary APN	`18C-40-1-242`
Alternative APN	`018C40 1242`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,858 sqft Finished Area
Basement Area	2,512 sqft
Unfinished Basement	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	39,060 sqft (0.897 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	776 sqft
Deck Area	78 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10813 PINNACLE DR
City	SPOTSYLVANIA
State	VA
Zip	22551-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P3
Legal Description	FAWN LAKE LOT 1242 SEC 21B
Legal Subdivision	FAWN LAKE
Legal Lot Number	1242
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	3
Census Block	3021
Census Tract	20407

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10813 PINNACLE DR, SPOTSYLVANIA, VA 22551-8940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Sep 22, 2010 · Amount on Record
Deed Document Number	20186795
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10813 PINNACLE DR, SPOTSYLVANIA, VA 22551-8940
Document Number	201900022102
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10813 PINNACLE DR SPOTSYLVANIA VA 225518940, SPOTSYLVANIA, VA 22551-8940

Mortgage

Document Number	201900022102
Date	Dec 18, 2019
Instrument	22102

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2034

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 30, 2018
Property Address	10813 PINNACLE DR, SPOTSYLVANIA, VA 22551-8940
Document Number	201800006795
Instrument Date	Apr 23, 2018
Instrument	6795
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10813 PINNACLE DR SPOTSYLVANIA VA 225518940, SPOTSYLVANIA, VA 22551-8940

Mortgage

Document Number	201800006796
Date	Apr 30, 2018
Instrument	6796

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,193.00 (+30.76%)	$975,700 (+36.86%) Land $165,000 Building $810,700
2025			$975,700 (+36.86%) Land $165,000 Building $810,700
2023	$5,501.00	$712,900 Land $125,000 Building $587,900	$712,900 Land $125,000 Building $587,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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