Muskegon County property record for 10813 Lamos Rd, Montague, MI 49437
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,092 sqft · built 1967 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01112200000900 |
| Primary APN | 01112200000900 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10813 LAMOS RD |
|---|---|
| City | MONTAGUE |
| State | MI |
| Zip | 49437-8738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE RIVER TOWNSHIP SEC 12 T12N R18W S 274 FT OF E 198 FT OF NE 1/4 OF NE 1/4 |
| Legal Range | 18W |
| Legal Township | 12N |
| Legal Section | 12 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITE RIVER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 3900 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10813 LAMOS RD, MONTAGUE, MI 49437-8738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 6, 2018 | Deed of Trust, Mortgage FAMILY FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 10813 LAMOS RD, MONTAGUE, MI 49437-8738 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10813 LAMOS RD, MONTAGUE, MI 49437-8738 |
| Document Number | 4280/421 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4280/421 |
| Instrument | 5746064 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 10813 LAMOS RD, MONTAGUE, MI 49437-8738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005632133 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 4166/379 |
| Instrument | 5632133 |
| Name | FAMILY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MUSKEGON, MI 49441 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Aug 28, 2033 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | White River Township |
| Unified School District | Montague Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,400 (+6.45%) | $184,800 (+6.45%) | |
| 2025 | $1,537.00 Homeowner's exemption | $86,800 | $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1985–2019) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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