10812 Mill St, Pulteney, NY 14874 Property Records

Steuben County and Pulteney Town property record for 10812 Mill St, Pulteney, NY 14874

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,292 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual on Record
Last Sale	$87,500 (Apr 2021)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Sale & Mortgage + 2 more
APN	`0000787-000`

Property Details

APN / Parcel Number

Primary APN	`0000787-000`
Alternative APNs	`466200 037.19-01-074.000` `62000370190001074000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,292 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	552 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	157 ft deep x 70 ft wide
Porch	Slab
Porch Area	324 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000787-000
Street Address	10812 MILL ST
City	PULTENEY
State	NY
Zip	14874-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	PARKER PARKER HIGHWAY GOWIN .25 ACRE
Legal Block	1
Legal Lot Number	74.000
Jurisdiction	STEUBEN NY
Township / Civil Division	PULTENEY
Census Block Group	1
Census Block	1064
Census Tract	960100

Owner

Source: Steuben County and Pulteney Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	10812 MILL ST, PULTENEY, NY 14874-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GENERATIONS BANK
Nov 14, 2019	Deed, Transfer
Jan 23, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Book / Page	2887 / 54
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10812 MILL ST, PULTENEY, NY 14874-9704
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005205/300
Date	Sep 3, 2025
Book Page	5205/300

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Apr 30, 2021
Property Address	10812 MILL ST, PULTENEY, NY 14874-9704
Document Number	2887/54
Book / Page	2887 / 54
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	DM0268
Date	Apr 30, 2021
Instrument	DM0268

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Nov 14, 2019
Property Address	10812 MILL ST, PULTENEY, NY 14874-9704
Document Number	2800/118
Book / Page	2800 / 118
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	STEUBEN NY
Recording Date	Jan 23, 2019
Property Address	10812 MILL ST, PULTENEY, NY 14874-9704
Document Number	2750/84
Book / Page	2750 / 84
Instrument Date	Dec 26, 2018
Transaction Type	Foreclosure
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY, DALLAS, TX 75254-2942
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Steuben County and Pulteney Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Pulteney Town
Unified School District	Hammondsport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+73.7%)	$89,200 (-) Land $8,500 Building $80,700	$117,368 (+25%) Land $11,184 Building $106,184
2023		$89,200 (-) Land $8,500 Building $80,700	$93,895 (+5.26%) Land $8,947 Building $84,948
2022		$89,200 Land $8,500 Building $80,700	$89,200 Land $8,500 Building $80,700
2021	$844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	17 (1978–2026)
Claims Outside the SFHA	10 of 17
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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