Montgomery County property record for 10812 Lorain Ave, Silver Spring, MD 20901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,521 sqft · built 1949 |
| Lot Size | 0.241 acres (10,479 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 1998) |
| Tax Bill | $7,712 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01083831 |
| Primary APN | 13-01083831 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,479 sqft (0.241 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01083831 |
|---|---|
| Street Address | 10812 LORAIN AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODMOOR 6059/166 |
| Legal Subdivision | WOODMOOR |
| Legal Block | 23 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 702102 |
Source: Montgomery County records · APN 13-01083831
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10812 LORAIN AVE, SILVER SPRING, MD 20901-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| May 17, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 1998 · Amount on Record |
| Deed Sale | Aug 06, 1998 · Amount on Record |
| Deed Document Number | 1998123541 |
| Deed Book / Page | 16121 / 661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10812 LORAIN AVE, SILVER SPRING, MD 20901-2608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10812 LORAIN AVE, SILVER SPRING, MD 20901-2608 |
| Document Number | 0646010041 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 64601/41 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10812 LORAIN AVE, SILVER SPRING, MD 20901-2608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0560320191 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 56032/191 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,967 (+1.35%) | $623,100 (+4.04%) Land $276,700 Building $346,400 | |
| 2025 | $7,712.00 (+39.61%) | $598,900 (+11.8%) Land $276,700 Building $322,200 | $598,900 (-) Land $276,700 Building $322,200 |
| 2023 | $535,700 | $598,900 Land $276,700 Building $322,200 | |
| 2022 | $5,524.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317021022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2010, other causes |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 593 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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