Citrus County property record for 10812 E Freddy St, Inverness, FL 34450
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1985 |
| Lot Size | 1.17 acres (51,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,500 (Aug 1994) |
| Tax Bill | $380 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20E-19S-12-1A0B0-018.0 |
| Primary APN | 20E-19S-12-1A0B0-018.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 1,394 sqft |
| 1st Floor Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Fiberglass |
| Lot Area | 51,287 sqft (1.17 acres) |
| Lot Dimensions | 215 ft deep x 203 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 72 sqft |
| Patio Area | 180 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1744504 |
|---|---|
| Street Address | 10812 E FREDDY ST |
| City | INVERNESS |
| State | FL |
| Zip | 34450-2927 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH |
| Legal Description | SCHMIDT UNREC SUB LOT 18 BLK B SEC 12 TWN 19S RNG 20E MORE PART DESC AS FOLLOWS: THE W 203 FT OF E 436 FT S 1/2 NE 1/4 OF NE 1/4 SEC 12 TWN 19S RNG 20E; LESS THE 377.50 FT THEREOF; AND LESS THE N 30 FT THEREOF FOR RD ROW. SUBJECT TO 37.50 FT CANAL EA |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 12 |
| Legal Subdivision | FRED SCHMIDT UNREC 12-19-20-1A |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 450901 |
10812 E Freddy St, a mobile home, is owned and occupied by two individuals who acquired it in January 2025.
Source: Citrus County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 15, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1994 · Amount on File |
| Deed Sale | Aug 1, 1994 · Amount on File |
| Prior Sale | Mar 1, 1984 · Amount on File |
| Deed Book / Page | 1046 / 1242 |
| Last Transfer Date | Jan 15, 2025 |
| Transfer Doc | 0035320474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Document Number | 0000024609 |
| Book / Page | 3664 / 1183 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202624609 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Document Number | 0000024634 |
| Book / Page | 3664 / 1227 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.24634 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Document Number | 0036641227 |
| Book / Page | 3664 / 1227 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202624634 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 15, 2025 |
| Property Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Document Number | 0035320474 |
| Book / Page | 3532 / 474 |
| Map Reference | MB 1046 PG 1243 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 2025002475 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10812 E FREDDY ST, INVERNESS, FL 34450-2927 |
| Name | Verified Name |
|---|---|
| Address | 337 LE DRIVE, LAURENS, SC 29360-8381 |
The 2025 property tax bill for 10812 E Freddy St was $380, up 19.5% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380.00 (+19.5%) | $38,422 (-52.18%) | $109,032 (+35.71%) Land $33,350 Building $75,682 |
| 2024 | $318.00 (+4.95%) Homeowner's exemption Additional exemption filed | $80,339 (+9.98%) Land $6,490 Building $73,849 | $80,339 (+9.98%) Land $6,490 Building $73,849 |
| 2023 | $303.00 (+7.45%) Homeowner's exemption Additional exemption filed | $73,049 (+6.2%) Land $6,490 Building $66,559 | $73,049 (+6.2%) Land $6,490 Building $66,559 |
| 2022 | $282.00 Homeowner's exemption Additional exemption filed | $68,784 Land $6,490 Building $62,294 | $68,784 Land $6,490 Building $62,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10812 E Freddy St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 154 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 154 in force |
| Nearby Flood Claims | 40 (1982–2024) |
| Claims Outside the SFHA | 2 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10812 E Freddy St is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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