10811 Cavan Dr, Saint Ann, MO 63074 Property Records

St. Louis County property record for 10811 Cavan Dr, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1961
Lot Size	0.2 acres (8,690 sqft)
Owner	Individual Name on File
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13M-22-0361`

Property Details

APN / Parcel Number

Primary APN	`13M-22-0361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,044 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,690 sqft (0.2 acres)
Lot Dimensions	70 ft deep x 88 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	98 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10811 CAVAN DR
City	SAINT ANN
State	MO
Zip	63074-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	ST KEVIN ESTATES PLAT 4 LOT 17
Legal Subdivision	ST KEVIN ESTATES PLAT 4
Legal Lot Number	17
Jurisdiction	ST LOUIS MO
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2006
Census Tract	214901

Owner

10811 Cavan Dr is owned and occupied by an individual who acquired it in April 1999.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10811 CAVAN DR, SAINT ANN, MO 63074-3421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 7, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 7, 1999
Transfer Doc	0000000555
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10811 CAVAN DR, SAINT ANN, MO 63074-3421
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10811 CAVAN DR, SAINT ANN, MO 63074-3421

Mortgage

Document Number	2022121200321
Date	Dec 12, 2022
Instrument	2022121200321

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10811 CAVAN DR, SAINT ANN, MO 63074-3421
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10811 CAVAN DR, SAINT ANN, MO 63074-3421

Mortgage

Document Number	0250680235
Date	Aug 23, 2021
Book Page	25068/235
Instrument	2021082300056

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10811 CAVAN DR, SAINT ANN, MO 63074-3421
Document Number	0237642626
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10811 CAVAN DR ST ANN MO 630743421, ST ANN, MO 63074-3421

Mortgage

Document Number	0237642626
Date	Oct 29, 2019
Book Page	023764/002626
Instrument	431

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10811 CAVAN DR, SAINT ANN, MO 63074-3421
Document Number	0224000530
Book / Page	022400 / 000530
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10811 CAVAN DR ST ANN MO 630743421, ST ANN, MO 63074-3421

Mortgage

Document Number	0224000530
Date	Feb 15, 2017
Book Page	022400/000530
Instrument	157

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10811 Cavan Dr was $3,356, down 0.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,150 (-) Land $7,370 Building $32,780	$211,300 (-) Land $38,800 Building $172,500
2025	$3,356.00 (-0.71%)	$40,150 Land $7,370 Building $32,780	$211,300 Land $38,800 Building $172,500
2024	$3,380.00 (+1.23%)
2023	$3,339.00 (+13.03%)	$36,760 (+19.43%) Land $7,370 Building $29,390	$193,500 Land $38,800 Building $154,700
2022	$2,954.00	$30,780 Land $6,540 Building $24,240
2021			$162,000 Land $34,400 Building $127,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10811 Cavan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10811 Cavan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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