Spotsylvania County property record for 10811 Bent Tree Dr, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,498 sqft · built 1987 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2018) |
| Tax Bill | $2,360 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23K-2-77 |
| Primary APN | 23K-2-77 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,498 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 106 sqft |
| Deck Area | 98 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10811 BENT TREE DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | CEDARBROOK LOT 77 SEC 2 |
| Legal Subdivision | CEDARBROOK |
| Legal Lot Number | 77 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | COURTLAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20304 |
Source: Spotsylvania County assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10811 BENT TREE DR, FREDERICKSBURG, VA 22407-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Dec 11, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE ONE SOLUTIONS |
| Jul 16, 2018 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on Record |
| Deed Sale | Dec 11, 2018 · Amount on Record |
| Prior Sale | Jul 16, 2018 · Amount on Record |
| Deed Document Number | 201819918 |
| Prior Transfer Date | Oct 27, 2015 |
| Prior Transfer Doc | 0000018590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 10811 BENT TREE DR, FREDERICKSBURG, VA 22407-1652 |
| Document Number | 202000018819 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10811 BENT TREE DR FREDERICKSBURG VA 224071652, FREDERICKSBURG, VA 22407-1652 |
| Document Number | 202000018819 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 18819 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 10811 BENT TREE DR, FREDERICKSBURG, VA 22407-1652 |
| Document Number | 202000000186 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10811 BENT TREE DR FREDERICKSBURG VA 224071652, FREDERICKSBURG, VA 22407-1652 |
| Document Number | 202000000186 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 186 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Dec 11, 2018 |
| Property Address | 10811 BENT TREE DR, FREDERICKSBURG, VA 22407-1652 |
| Document Number | 201800019918 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 19918 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10811 BENT TREE DR FREDERICKSBURG VA 224071652, FREDERICKSBURG, VA 22407-1652 |
| Document Number | 201800019919 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 19919 |
| Name | MORTGAGE ONE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jul 16, 2018 |
| Property Address | 10811 BENT TREE DR, FREDERICKSBURG, VA 22407-1652 |
| Document Number | 201800011586 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 11586 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9735 GRASTY GOLD MINE RD FREDERICKSBURG VA 22401, FREDERICKSBURG, VA 22401 |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,360.00 (+22.72%) | $320,100 (+28.45%) Land $160,000 Building $160,100 | |
| 2025 | $320,100 (+28.45%) Land $160,000 Building $160,100 | ||
| 2023 | $1,923.00 | $249,200 Land $115,000 Building $134,200 | $249,200 Land $115,000 Building $134,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures