Saginaw County property record for 10810 Frost Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,433 sqft · built 1940 |
| Lot Size | 0.723 acres (31,494 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,674 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-09-3002-000 |
| Primary APN | 28-12-3-09-3002-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,433 sqft Living Area |
| 1st Floor Area | 1,433 sqft |
| Basement Area | 969 sqft |
| Unfinished Basement | 969 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 31,494 sqft (0.723 acres) |
| Lot Dimensions | 210 ft deep x 150 ft wide |
| Garage Area | 1,230 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 10810 FROST RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | W 150 FT OF E 450 FT OF S 210 FT OF W 1/2 OF SW 1/4 -- 0.72 ACRE SEC 09 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 09 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 12002 |
10810 Frost Rd is owner-occupied and held in a trust since February 2002.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10810 FROST RD, FREELAND, MI 48623-8851 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 18, 2002 |
| Transfer Doc | 0007068053 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10810 Frost Rd was $2,674 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,800 | $205,600 | |
| 2025 | $2,674.00 Homeowner's exemption | ||
| 2023 | $73,300 | $146,600 | |
| 2022 | $2,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10810 Frost Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10810 Frost Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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