1081 W Mallard Dr, Madison, OH 44057 Property Records

Lake County property record for 1081 W Mallard Dr, Madison, OH 44057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,172 sqft · built 2001
Lot Size	0.041 acres (1,792 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2019)
Tax Bill	$4,064 (2023)
Deeds & Mortgages	Sep 2024 Transfer Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-A-015-E-00-015-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-015-E-00-015-0`
Alternative APN	`19`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,792 sqft (0.041 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1081 W MALLARD DR, 29
City	MADISON
State	OH
Zip	44057-2956
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 TRACT 3
Legal Subdivision	MIDDLE RIDGE CONDOMINIUM
Legal Tract	3
Legal Block	2
Legal Lot Number	5
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2000
Census Tract	206100

Owner

1081 W Mallard Dr is owned and occupied by two individuals who acquired it in September 2024.

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1081 W MALLARD DR, 29, MADISON, OH 44057-2956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Transfer on Death Deed, Transfer
Feb 1, 2024	Transfer on Death Deed, Transfer
Feb 1, 2024	Affidavit of Death of Joint Tenant, Transfer
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 3, 2019	Survivorship Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	201924232
Last Transfer Date	Sep 16, 2024
Transfer Doc	0000018500
Record Updated	Sep 20, 2026

September 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Sep 17, 2024
Property Address	1081 W MALLARD DR, MADISON, OH 44057-2956
Document Number	0000018500
Map Reference	DOC 19953343
Instrument Date	Sep 15, 2024
Instrument	2024R018500
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1081 W MALLARD DR, MADISON, OH 44057-2956

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Feb 1, 2024
Property Address	1081 W MALLARD DR, MADISON, OH 44057-2956
Document Number	0000001960
Map Reference	DOC19953343VOL39PG14
Instrument Date	Feb 1, 2024
Instrument	2024R001960
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1081 W MALLARD DR, MADISON, OH 44057-2956

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Feb 1, 2024
Property Address	1081 W MALLARD DR, MADISON, OH 44057-2956
Document Number	0000001959
Map Reference	DOC 19953343
Instrument Date	Jan 19, 2024
Instrument	2024R001959
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 W MALLARD DR, MADISON, OH 44057-2956

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1081 W MALLARD DR, MADISON, OH 44057-2956
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021295
Date	Aug 3, 2020
Instrument	2020R021295

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Oct 3, 2019
Property Address	1081 W MALLARD DR, MADISON, OH 44057-2956
Document Number	0000024232
Map Reference	VOL 39 PG 14
Instrument Date	Oct 2, 2019
Instrument	2019R024232
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1081 W MALLARD DR, MADISON, OH 44057-2956

Mortgage

Document Number	0000024233
Date	Oct 3, 2019
Instrument	2019R024233

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,460 Land $12,600 Building $36,860	$141,300 Land $36,000 Building $105,300
2023	$4,064.00 (+78.64%) Homeowner's exemption	$39,480 (-) Land $10,150 Building $29,330
2022	$2,275.00 Homeowner's exemption	$39,480 Land $10,150 Building $29,330
2021			$112,810 Land $29,000 Building $83,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1081 W Mallard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 W Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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