Hamilton County property record for 1081 W Galbraith Rd, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,084 sqft · built 1970 |
| Lot Size | 0.437 acres (19,036 sqft) |
| Owner | Owner Name on File |
| Last Sale | $145,500 (Aug 2007) |
| Tax Bill | $5,940 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0214-0115-00 |
| Primary APN | 590-0214-0115-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Basement Area | 1,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 19,036 sqft (0.437 acres) |
| Lot Dimensions | 187 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1081 W GALBRAITH RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-5611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALBRAITH RD 100 X 187.95LOT 4 NORTH HILL 3RD SUB BLK B |
| Legal Subdivision | NORTH HILL 3RD SUB |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11100 |
The current owner of 1081 W Galbraith Rd acquired it in August 2007.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1081 W GALBRAITH RD, CINCINNATI, OH 45231-5611 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2007 · Amount on File |
| Deed Sale | Aug 13, 2007 · Amount on File |
| Deed Document Number | 133780 |
| Last Transfer Date | Aug 17, 2007 |
| Transfer Doc | 0000120197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1081 W GALBRAITH RD, CINCINNATI, OH 45231-5611 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1081 W GALBRAITH RD, CINCINNATI, OH 45231-5611 |
| Document Number | 0000096620 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 15559/1723 |
| Instrument | 2025-0096620 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 3, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1081 W Galbraith Rd was $5,940, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,940.00 (+2.36%) | $85,155 (-) Land $16,863 Building $68,292 | |
| 2024 | $5,803.00 (+1.72%) | $85,155 (-) Land $16,863 Building $68,292 | |
| 2023 | $5,705.00 (-8.47%) | $85,155 (+26.13%) Land $16,863 Building $68,292 | $243,300 Land $48,180 Building $195,120 |
| 2022 | $6,233.00 Homeowner's exemption | $67,515 Land $15,932 Building $51,583 | |
| 2020 | $192,900 Land $45,520 Building $147,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1081 W Galbraith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1081 W Galbraith Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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